1102 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1102 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 1921
Lot Size0.186 acres (8,100 sqft)
OwnerIndividual Name on Record
Last Sale$83,500 (Jun 2022)
Tax Bill$3,158 (2025)
Deeds & MortgagesJun 2022 Mortgage
Nov 2006 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN600628404002000

Property Details

APN / Parcel Number

Primary APN600628404002000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,830 sqft Living Area
1st Floor Area915 sqft
Basement Area915 sqft
Finished Basement915 sqft
Unfinished Basement915 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area220 sqft
Deck Area328 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1102 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLARD ADD SL 1 LT 2
Legal SubdivisionWILLARD ADD
Legal Lot Number2
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group3
Census Block3015
Census Tract960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1102 E COOLBAUGH ST, RED OAK, IA 51566-2524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NATIONAL BANK
Nov 7, 2006Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Mar 6, 2026Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Deed Document Number2022859
Deed Book / Page2022 / 859
Last Transfer DateMar 6, 2026
Transfer Doc0000000328
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1102 E COOLBAUGH ST, RED OAK, IA 51566-2524
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/864
DateJun 2, 2022
Book Page2022/864
Instrument2022 0864
Lender
NameAMERICAN NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate

November 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1102 E COOLBAUGH ST, RED OAK, IA 51566-2524
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00300/0136
DateNov 7, 2006
Book Page0300/0136
Instrument0300 0136
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2036

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY IA
Recording DateMar 6, 2026
Property Address1102 E COOLBAUGH ST, RED OAK, IA 51566-2524
Document Number002026/328
Book / Page2026 / 328
Instrument DateMar 6, 2026
Instrument2026 0328
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 E COOLBAUGH ST, RED OAK, IA 51566-2524

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,158.00 (+11.2%) Homeowner's exemption$155,480 (+18.48%) Land $12,480 Building $143,000$155,480 (+18.48%) Land $12,480 Building $143,000
2024$2,840.00 (+36.8%)
2023$131,230 Land $9,360 Building $121,870$131,230 Land $9,360 Building $121,870
2022$2,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1987–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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