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1108 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1108 Delta Dr, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1998
Square Footage1,524 sqft Living Area
GarageAttached
OccupancyOwner Occupied
Last Sale$220,000 (2022)
Tax Bill$5,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-28-331-028

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,524 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment Style
Construction TypeFrame Construction
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address1108 DELTA DR
CityELGIN
StateIL
Zip60123-6582
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWILLOW BAY CLUB CONDOMINIUMS UNIT 51-E
Legal SubdivisionWILLOW BAY CLUB CONDOS
Legal Block5
Legal Unit51-E
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5000
Census Tract851907

Owner

Source: Kane County records · APN 06-28-331-028

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1108 DELTA DR, ELGIN, IL 60123-6582
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Doc Number202217828
Record RefreshedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 31, 2022
Property Address1108 DELTA DR, ELGIN, IL 60123-6582
Document Number0000017828
Map ReferenceDOC 98K020168
Instrument DateMar 28, 2022
Instrument2022K017828
Transaction TypeTransfer
Record UpdatedApr 06, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1108 DELTA DR, ELGIN, IL 60123-6582

Mortgage

Document Number0000017829
DateMar 31, 2022
Instrument2022K017829
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate4.45%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 19, 2019
Property Address1108 DELTA DR, ELGIN, IL 60123-6582
Document Number0000006502
Map ReferenceDOC 98K020168
Instrument DateJan 18, 2019
Instrument2019K006502
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 DELTA DR, ELGIN, IL 60123-6582

Mortgage

Document Number0000006503
DateFeb 19, 2019
Instrument2019K006503
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,300.00 (+15.82%) Homeowner's exemption
2024$71,359 (+21.39%) Land $16,550 Building $54,809$214,163 (+21.44%) Land $49,670 Building $164,493
2022$4,576.00 (+4.79%) Homeowner's exemption$58,784 (+6.96%) Land $13,634 Building $45,150$176,352 (+6.96%) Land $40,902 Building $135,450
2021$4,367.00 Homeowner's exemption$54,959 Land $12,747 Building $42,212$164,877 Land $38,241 Building $126,636

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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