Kane County property record for 1102 Delta Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $6,198 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-031 |
| Primary APN | 06-28-331-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1102 DELTA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDOMINIUM UNIT 54-B |
| Legal Subdivision | WILLOW BAY CLUB CONDO |
| Legal Block | 5 |
| Legal Unit | 54-B |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-28-331-031
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 STICKLEY LN, LAKE IN THE HILLS, IL 60156-6216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Jun 15, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| May 19, 2022 | Correction Deed |
| Oct 11, 2017 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 202624695 |
| Prior Transfer Date | May 09, 2022 |
| Prior Transfer Doc | 0000026847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1102 DELTA DR, ELGIN, IL 60123-6582 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051555 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025K051555 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Change Frequency | Monthly |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 20% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 1102 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000024695 |
| Instrument Date | May 29, 2026 |
| Instrument | 202624695 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 230 STICKLEY LN, LAKE IN THE HILLS, IL 60156-6216 |
| Document Number | 0000024696, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202624696 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 19, 2022 |
| Property Address | 1102 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000026847 |
| Map Reference | DOC 98K020168 |
| Instrument Date | May 09, 2022 |
| Instrument | 2022K026847 |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 11, 2017 |
| Property Address | 1102 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000053305 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2017K053305 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | LANDTRUST NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1102 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000053306 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017K053306 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2032 |
| Rate | 3.12% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,198.00 (+4.38%) Homeowner's exemption | ||
| 2024 | $5,938.00 (+10.97%) | $82,204 (+21.39%) Land $16,550 Building $65,654 | $246,711 (+21.44%) Land $49,670 Building $197,041 |
| 2022 | $5,351.00 (+4.65%) Homeowner's exemption | $67,717 (+6.96%) Land $13,634 Building $54,083 | $203,151 (+6.96%) Land $40,902 Building $162,249 |
| 2021 | $5,113.00 Homeowner's exemption | $63,311 Land $12,747 Building $50,564 | $189,933 Land $38,241 Building $151,692 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Opiquad Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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