1114 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1114 Delta Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,380 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$142,500 (Jul 2017)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-331-058`

Property Details

APN / Parcel Number

Primary APN	`06-28-331-058`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	2,016 sqft
Basement Area	636 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1114 DELTA DR
City	ELGIN
State	IL
Zip	60123-6582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BAY CLUB CONDOMINIUMS (BUILDING 6) UNIT 63C
Legal Subdivision	WILLOW BAY CLUB CONDOS
Legal Block	5
Legal Unit	63C
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5000
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1114 DELTA DR, ELGIN, IL 60123-6582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 27, 2017	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
May 15, 2017	Trustee's Deed, Foreclosure · Line of Credit MSK FOX VALLEY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	201738876
Prior Transfer Date	Apr 27, 2007
Prior Transfer Doc	0000053925
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1114 DELTA DR, ELGIN, IL 60123-6582
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025038
Date	May 9, 2022
Instrument	2022K025038

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 27, 2017
Property Address	1114 DELTA DR, ELGIN, IL 60123-6582
Document Number	0000038876
Map Reference	DOC98K20168
Instrument Date	Jul 12, 2017
Instrument	2017K038876
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 DELTA DR, ELGIN, IL 60123-6582

Mortgage

Document Number	0000038877
Date	Jul 27, 2017
Instrument	2017K038877

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate	4%

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2017
Property Address	1114 DELTA DR, ELGIN, IL 60123-6582
Document Number	0000024654
Instrument Date	May 15, 2017
Instrument	24654
Transaction Type	Foreclosure
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$156.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	902 S RANDALL RD #C-286 ST CHARLES IL 601741781, C-286, ST CHARLES, IL 60174-1781

Mortgage

Document Number	25888
Date	May 15, 2017
Instrument	25888

Lender

Name	MSK FOX VALLEY LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 (+15.8%) Homeowner's exemption	$82,737 (+8.57%) Land $17,968 Building $64,769	$248,310 (+8.57%) Land $53,926 Building $194,385
2024		$76,206 (+21.39%) Land $16,550 Building $59,656	$228,709 (+21.44%) Land $49,670 Building $179,040
2022	$4,923.00 (+4.72%) Homeowner's exemption	$62,777 (+6.96%) Land $13,634 Building $49,143	$188,331 (+6.96%) Land $40,902 Building $147,429
2021	$4,701.00 Homeowner's exemption	$58,692 Land $12,747 Building $45,945	$176,076 Land $38,241 Building $137,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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