Kane County property record for 1100 Delta Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,170 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2021) |
| Tax Bill | $4,711 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-032 |
| Primary APN | 06-28-331-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1100 DELTA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDOMINIUMS UNIT 55A |
| Legal Subdivision | WILLOW BAY CLUB CONDOS |
| Legal Block | 5 |
| Legal Unit | 55A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-28-331-032
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1100 DELTA DR, ELGIN, IL 60123-6582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Sep 03, 1998 · Amount on Record |
| Deed Document Number | 202137811 |
| Prior Transfer Date | Sep 08, 2020 |
| Prior Transfer Doc | 0000052676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 14, 2021 |
| Property Address | 1100 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000037811 |
| Map Reference | DOC 98K020168 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021K037811 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000037812 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021K037812 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 14, 2020 |
| Property Address | 1100 DELTA DR, ELGIN, IL 60123-6582 |
| Document Number | 0000052676 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 52676 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1100 DELTA DR ELGIN IL 601236582, ELGIN, IL 60123-6582 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,711.00 (+15.78%) Homeowner's exemption | ||
| 2024 | $64,249 (+21.39%) Land $16,325 Building $47,924 | $192,824 (+21.44%) Land $48,995 Building $143,830 | |
| 2022 | $4,069.00 (+18.53%) Homeowner's exemption | $52,926 (+6.96%) Land $13,448 Building $39,478 | $158,778 (+6.96%) Land $40,344 Building $118,434 |
| 2021 | $3,433.00 Homeowner's exemption | $49,482 Land $12,573 Building $36,909 | $148,446 Land $37,719 Building $110,727 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519075, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Opiquad Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 231 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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