Carroll County property record for 1107 Cherrytown Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1970 |
| Lot Size | 0.549 acres (23,925 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Feb 2025) |
| Tax Bill | $2,670 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-004775 |
| Primary APN | 03-004775 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,925 sqft (0.549 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 004775 |
|---|---|
| Street Address | 1107 CHERRYTOWN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 23925 SF 1107 CHERRYTOWN RD 8-93 CHERRYTOWN RIDGE |
| Legal Subdivision | CHERRYTOWN RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 503000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1107 CHERRYTOWN RD, WESTMINSTER, MD 21158-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 27, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on Record |
| Deed Sale | Feb 10, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2019 · Amount on Record |
| Deed Book / Page | 11416 / 133 |
| Prior Transfer Date | Feb 22, 2008 |
| Prior Transfer Doc | 0054790275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1107 CHERRYTOWN RD, WESTMINSTER, MD 21158-1526 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 1107 CHERRYTOWN RD, WESTMINSTER, MD 21158-1526 |
| Document Number | 0109510422 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 10951/422 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | OWINGS MILLS, MD 21117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 27, 2019 |
| Property Address | 1107 CHERRYTOWN RD, WESTMINSTER, MD 21158-1526 |
| Document Number | 0094250317 |
| Book / Page | 9425 / 0317 |
| Map Reference | MB 8 PG 93 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1107 CHERRYTOWN RD, WESTMINSTER, MD 21158-1526 |
| Document Number | 0009425325 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 9425/325 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2049 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,670.00 (+5.37%) Homeowner's exemption | $252,067 (+14.11%) | $314,400 (+42.33%) Land $113,800 Building $200,600 |
| 2025 | $2,534.00 (+17.21%) Homeowner's exemption | $220,900 (+15.43%) Land $88,800 Building $132,100 | $220,900 (-) Land $88,800 Building $132,100 |
| 2023 | $2,162.00 | $191,367 | $220,900 Land $88,800 Building $132,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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