Carroll County property record for 1039 Cherrytown Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,408 sqft · built 1960 |
| Lot Size | 0.781 acres (34,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 2007) |
| Tax Bill | $2,875 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-008401 |
| Primary APN | 03-008401 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 34,000 sqft (0.781 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Patio Area | 432 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 008401 |
|---|---|
| Street Address | 1039 CHERRYTOWN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 34000 SF S/S CHERRYTOWN RD E OF SILVER RUN |
| Legal Subdivision | SILVER RUN |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 503000 |
1039 Cherrytown Rd is owned and occupied by two individuals who bought it in July 2007.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1039 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 7, 2016 | Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2007 · Amount on File |
| Deed Sale | Jul 31, 2007 · Amount on File |
| Prior Sale | Aug 24, 1998 |
| Deed Document Number | 200770289 |
| Deed Book / Page | 5307 / 506 |
| Prior Transfer Date | May 26, 2006 |
| Prior Transfer Doc | 0049370469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1039 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Document Number | 0088630318 |
| Book / Page | 008863 / 000318 |
| Instrument Date | Dec 7, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1039 CHERRYTOWN RD WESTMINSTER MD 211581538, WESTMINSTER, MD 21158-1538 |
| Document Number | 0088630318 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 008863/000318 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1039 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Document Number | 0086630310 |
| Book / Page | 008663 / 000310 |
| Instrument Date | Dec 7, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1039 CHERRYTOWN RD WESTMINSTER MD 211581538, WESTMINSTER, MD 21158-1538 |
| Document Number | 0086630310 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 008663/000310 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
The 2026 property tax bill for 1039 Cherrytown Rd was $2,875, up 12% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,875.00 (+12%) | $251,400 (+12.28%) | $306,400 (+36.85%) Land $132,300 Building $174,100 |
| 2025 | $2,567.00 | $223,900 Land $107,300 Building $116,600 | $223,900 Land $107,300 Building $116,600 |
| 2023 | $2,273.00 | $201,167 | $223,900 Land $107,300 Building $116,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1039 Cherrytown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1039 Cherrytown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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