Carroll County property record for 1128 Cherrytown Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,290 sqft · built 1999 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,700 (Dec 1998) |
| Tax Bill | $4,272 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-026825 |
| Primary APN | 03-026825 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 99 sqft |
| Deck Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 026825 |
|---|---|
| Street Address | 1128 CHERRYTOWN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 3.00 ACS 1128 CHERRYTOWN RD WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 503000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1128 CHERRYTOWN RD, WESTMINSTER, MD 21158-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 8, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 1998 · Amount on Record |
| Deed Sale | Dec 10, 1998 · Amount on Record |
| Deed Document Number | 19982323 |
| Deed Book / Page | 2132 / 5 |
| Last Transfer Date | Apr 1, 2008 |
| Transfer Doc | 0055100303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1128 CHERRYTOWN RD, WESTMINSTER, MD 21158-1527 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1128 CHERRYTOWN RD, WESTMINSTER, MD 21158-1527 |
| Document Number | 0115680242 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 11568/242 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1128 CHERRYTOWN RD, WESTMINSTER, MD 21158-1527 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1128 CHERRYTOWN RD, WESTMINSTER, MD 21158-1527 |
| Document Number | 0112050356 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 11205/356 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1128 CHERRYTOWN RD, WESTMINSTER, MD 21158-1527 |
| Document Number | 0086690374 |
| Book / Page | 008669 / 000374 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1128 CHERRYTOWN RD WESTMINSTER MD 211581527, WESTMINSTER, MD 21158-1527 |
| Document Number | 0086690374 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 008669/000374 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,272.00 (+4.89%) Homeowner's exemption | $407,733 (+6.88%) | $460,200 (+20.63%) Land $170,000 Building $290,200 |
| 2025 | $4,073.00 (+7.95%) Homeowner's exemption | $381,500 (+14.26%) Land $145,000 Building $236,500 | $381,500 (-) Land $145,000 Building $236,500 |
| 2023 | $3,773.00 Homeowner's exemption | $333,900 | $381,500 Land $145,000 Building $236,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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