Carroll County property record for 1051 Cherrytown Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 864 sqft · built 1972 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Mar 2019) |
| Tax Bill | $3,365 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-010414 |
| Primary APN | 03-010414 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,000 sqft (0.528 acres) |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 010414 |
|---|---|
| Street Address | 1051 CHERRYTOWN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 3 - 23000 SQ FT 1051 CHERRYTOWN RD 8-93 CHERRYTOWN RIDGE |
| Legal Subdivision | CHERRYTOWN RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 503000 |
1051 Cherrytown Rd is owned and occupied by an individual who bought it in March 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1051 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Mar 25, 2019 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL OF MD FEDERAL CREDI |
| Dec 14, 2018 | Grant Deed, Transfer · Construction Mortgage STEVEN R BAKER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Prior Sale | Dec 14, 2018 · Amount on File |
| Deed Book / Page | 9248 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1051 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0115650080 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 11565/80 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 25, 2019 |
| Property Address | 1051 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Document Number | 0092480386 |
| Book / Page | 9248 / 0386 |
| Map Reference | MB 8 FO 93 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KING TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1051 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Document Number | 0009248392 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 9248/392 |
| Name | FIRST FINANCIAL OF MD FEDERAL CREDI |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 14, 2018 |
| Property Address | 1051 CHERRYTOWN RD, WESTMINSTER, MD 21158-1538 |
| Document Number | 0091860296 |
| Book / Page | 009186 / 000296 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | ATLANTIC TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6406 PADDINGTON ST BALTIMORE MD 212202053, BALTIMORE, MD 21220-2053 |
| Document Number | 91860301 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 009186/000301 |
| Name | STEVEN R BAKER |
|---|---|
| Address | PO BOX 7080, ESSEX, MD 21221 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 13, 2019 |
The 2026 property tax bill for 1051 Cherrytown Rd was $3,365, up 4.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,365.00 (+4.6%) | $295,100 (+4.68%) | $321,500 (+14.05%) Land $112,100 Building $209,400 |
| 2025 | $3,217.00 | $281,900 Land $87,100 Building $194,800 | $281,900 Land $87,100 Building $194,800 |
| 2023 | $2,670.00 (+10.7%) | $236,300 (+10.68%) | $281,900 (+32.04%) Land $87,100 Building $194,800 |
| 2022 | $2,412.00 | $213,500 Land $87,100 Building $126,400 | $213,500 Land $87,100 Building $126,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1051 Cherrytown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1051 Cherrytown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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