11057 Smith Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 11057 Smith Rd, Pecatonica, IL 61063

Property Summary

Property Type	Rural Home
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Company Names on Record
Last Sale	$304,000 (Jun 2020)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1029400007`

Property Details

APN / Parcel Number

Primary APN	`1029400007`

Exterior

Lot Area	226,512 sqft

Location & Zoning

Street Address	11057 SMITH RD
City	PECATONICA
State	IL
Zip	61063-9143
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEG SE COR SW1/4 TH SW 103.82 FT N 787.8 FT E 287.50 FT S 787.74 FT TH W 183.68 FT TO POB PT S1/2 SEC 29-27-11 5.20A
Legal Range	11
Legal Township	27
Legal Section	29
Jurisdiction	WINNEBAGO IL
Township / Civil Division	BURRITT
Census Block Group	1
Census Block	1060
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	433 OAK FOREST PL, KINGSPORT, TN 37664-5562
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU
Apr 11, 2025	Deed of Trust, Mortgage HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20201014498
Last Transfer Date	Apr 14, 2025
Transfer Doc	0000011736
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11057 SMITH RD, PECATONICA, IL 61063-9143
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012307
Date	Jun 3, 2024
Instrument	2412307

Lender

Name	MEMBERSALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2029

Interest

Rate Type	Fixed Rate
Rate	7.25%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11057 SMITH RD, PECATONICA, IL 61063-9143
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008482
Date	Apr 11, 2025
Instrument	2508482

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Burritt Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,708.00	$104,504 (+38.86%) Land $30,944 Building $73,560	$313,512 (+38.86%) Land $92,832 Building $220,680
2022		$75,261 Land $22,285 Building $52,976	$225,783 Land $66,855 Building $158,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AaroBand Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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