10676 Smith Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 10676 Smith Rd, Pecatonica, IL 61063

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$389,000 (Sep 2025)
Tax Bill$6,075 (2025)
Deeds & MortgagesSep 2025 Sale
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1032200007

Property Details

APN / Parcel Number

Primary APN1032200007
Alternative APN
  • 428 005

Exterior

Lot Area217,800 sqft

Location & Zoning

Account Number428 005
Street Address10676 SMITH RD
CityPECATONICA
StateIL
Zip61063-9170
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAG
Legal DescriptionN 871.20 FT W 250 FT E 1073.51 FT N 1/2 NE 1/4 SEC SEC: 32 TWP: 027 RANGE: 011 ACRES: 5.00
Legal Range11E
Legal Township27N
Legal Section32
JurisdictionWINNEBAGO IL
Township / Civil DivisionBURRITT
Census Block Group1
Census Block1075
Census Tract4200

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10676 SMITH RD, PECATONICA, IL 61063-9170
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Warranty Deed, Transfer
TULSA ABSTRACT AND TITLE COMPANY, TUA
Jan 24, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Deed Document Number202522602
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 3, 2025
Property Address10676 SMITH RD, PECATONICA, IL 61063-9170
Document Number0000022602
Instrument DateSep 2, 2025
Instrument2522602
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
Tax$583.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10676 SMITH RD, PECATONICA, IL 61063-9170

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address10676 SMITH RD, PECATONICA, IL 61063-9170
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001522
DateJan 24, 2023
Instrument2301522
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 17, 2033

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionBurritt Township
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,075.00 (+3.67%)$93,366 (+11.17%) Land $9,757 Building $83,609$280,098 (+37.41%) Land $29,271 Building $250,827
2024$5,860.00 Homeowner's exemption Senior Citizen's exemption$83,987 (+23.6%) Land $8,702 Building $75,285
2022Homeowner's exemption$67,949 Land $6,954 Building $60,995$203,847 Land $20,862 Building $182,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AaroBand
Fixed Wireless
100 / 50

May also be available: Verizon.

Nearby Properties on Smith Rd

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