Winnebago County property record for 10896 Smith Rd, Pecatonica, IL 61063
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,964 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1032200003 |
| Primary APN | 1032200003 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft |
|---|
| Street Address | 10896 SMITH RD |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063-9170 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | AG |
| Legal Description | BEG AT A PT 1823.51 FT W OF NE COR NE1/4 TH S 871.20 FT W 250 FT N 871.20 FT TH E 250 FT TO POB PT N 1/2 NE 1/4 SEC SEC: 32 TWP: 027 RANGE: 011 ACRES: |
| Legal Range | 11E |
| Legal Township | 27N |
| Legal Section | 32 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | BURRITT |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 4200 |
Source: Winnebago County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10896 SMITH RD, PECATONICA, IL 61063-9170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Apr 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2022 |
| Transfer Doc | 0000012968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10896 SMITH RD, PECATONICA, IL 61063-9170 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031216 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2231216 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 22, 2022 |
| Property Address | 10896 SMITH RD, PECATONICA, IL 61063-9170 |
| Document Number | 0000012968 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2212968 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26406 S 1998 PR SE, 26406, KENNEWICK, WA 99337-6303 |
| Name | Verified Name |
|---|---|
| Address | 10896 SMITH RD, PECATONICA, IL 61063-9170 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10896 SMITH RD, PECATONICA, IL 61063-9170 |
| Document Number | 0001005648 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10896 SMITH RD PECATONICA IL 610639170, PECATONICA, IL 61063-9170 |
| Document Number | 0001005648 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 1005648 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Rate | 4.12% |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Burritt Township |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,964.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption | $91,854 (+11.51%) Land $11,339 Building $80,515 | $275,562 (+11.51%) Land $34,017 Building $241,545 |
| 2024 | $5,730.00 | $82,374 (+24.51%) Land $10,134 Building $72,240 | $247,122 (+24.51%) Land $30,402 Building $216,720 |
| 2022 | Homeowner's exemption | $66,156 Land $8,133 Building $58,023 | $198,468 Land $24,399 Building $174,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AaroBand Fixed Wireless | 100 / 50 |
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