10708 Smith Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 10708 Smith Rd, Pecatonica, IL 61063

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Oct 2002)
Tax Bill$6,472 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1032200006

Property Details

APN / Parcel Number

Primary APN1032200006
Alternative APN
  • 428 012

Exterior

Lot Area217,800 sqft

Location & Zoning

Account Number428 012
Street Address10708 SMITH RD
CityPECATONICA
StateIL
Zip61063-9170
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAG
Legal DescriptionW 250 FT E 1323.51 FT N 871.20 FT PT N1/2 NE 1/4 SEC SEC: 32 TWP: 27 RANGE:11 ACRES: 5.00
JurisdictionWINNEBAGO IL
Township / Civil DivisionBURRITT
Census Block Group1
Census Block1075
Census Tract4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10708 SMITH RD, PECATONICA, IL 61063-9170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
Nov 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NORTHERN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2002 · Amount on Record
Deed SaleOct 9, 2002 · Amount on Record
Deed Document Number2002273433
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address10708 SMITH RD, PECATONICA, IL 61063-9170
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000024
DateJan 2, 2026
Instrument2600024
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate7.13%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address10708 SMITH RD, PECATONICA, IL 61063-9170
Transaction TypeMortgage
Record UpdatedJan 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029588
DateDec 18, 2023
Instrument2329588
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2054

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address10708 SMITH RD, PECATONICA, IL 61063-9170
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033506
DateNov 2, 2022
Instrument2233506
Lender
NameFIRST NORTHERN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 2, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionBurritt Township
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,472.00$98,740 (+38.84%) Land $9,774 Building $88,966$296,220 (+38.84%) Land $29,322 Building $266,898
2022Homeowner's exemption$71,117 Land $6,961 Building $64,156$213,351 Land $20,883 Building $192,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AaroBand
Fixed Wireless
100 / 50

May also be available: Verizon.

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