1074 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1074 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,037 sqft · built 1976
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$81,300 (Mar 2026)
Tax Bill	$8,320 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-41-001-013-0031.2-0-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-013-0031.2-0-0000`
Alternative APNs	`29-37-41-001-013-00312-0` `7056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	2,037 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7056
Street Address	1074 NW 12TH TER
City	STUART
State	FL
Zip	34994-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	LOT 23 BLK 13A PALM LAKE PARK PB 3/41 MARTIN CO AND PART 3 AS SHOWN ON STAFFORD & BROCK SURVEY MAP DATED APRIL 25 1960 OR 380/1034 MARTIN CO BEING DESCRIBED AS: START AT THE SW CORNER OF PLAT OF PALM LAKE PARK PB 3/41 MARTIN CO; THEN SE ALONG THE S L
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	13A
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4002
Census Tract	300

Owner

1074 NW 12th Ter is owned by two individuals who acquired it in April 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1094 NW 12TH TER, STUART, FL 34994-9604
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer ARROW TITLE SERVICES INC, ARROW TITLE SERVICES
Mar 31, 2026	Warranty Deed, Transfer ARROW TITLE SERVICES INC
Nov 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 11, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Nov 7, 2023 · Amount on File
Deed Document Number	20263177854
Deed Book / Page	3557 / 1465
Last Transfer Date	Apr 6, 2026
Transfer Doc	0003178905
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 7, 2026
Property Address	1074 NW 12TH TER, STUART, FL 34994-9604
Document Number	0003178905
Book / Page	3558 / 2438
Instrument Date	Apr 6, 2026
Instrument	20263178905
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ARROW TITLE SERVICES INC, ARROW TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 31, 2026
Property Address	1074 NW 12TH TER, STUART, FL 34994-9604
Document Number	0035571465
Book / Page	3557 / 1465
Map Reference	MB 3 PG 41
Instrument Date	Mar 31, 2026
Instrument	3177854
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ARROW TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$569.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 NW 12TH TER, STUART, FL 34994-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 NW 12TH TER, STUART, FL 34994-9604

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 7, 2023
Property Address	1074 NW 12TH TER, STUART, FL 34994-9604
Document Number	0034051865
Book / Page	3405 / 1865
Map Reference	MB 3 PG 41
Instrument Date	Nov 6, 2023
Instrument	3044099
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 NW 12TH TER, STUART, FL 34994-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FLORIDA AIA #815 # 815, 815, JUPITER, FL 33477

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1074 NW 12TH TER, STUART, FL 34994-9604
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032052780
Date	Mar 12, 2021
Book Page	3205/2780
Instrument	2874317

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 11, 2018
Property Address	1074 NW 12TH TER, STUART, FL 34994-9604
Document Number	0030150388
Book / Page	03015 / 0388
Map Reference	MB3 PG41
Instrument Date	Sep 10, 2018
Instrument	2714806
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PATCH REEF TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	897 NE MARANTA TERRADO, 897, JENSEN BEACH, FL 34957-5016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 NW 12TH TER, STUART, FL 34994-9604

Mortgage

Document Number	0002714807
Date	Sep 11, 2018
Instrument	2714807

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	May 14, 2018
Property Address	1074 NW 12TH TER, STUART, FL 34994-9604
Document Number	0029921206
Book / Page	002992 / 001206
Instrument Date	May 14, 2018
Instrument	2694494
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 NW 12TH TER STUART FL 349949604, STUART, FL 34994-9604

Tax Assessment & Valuation

The 2025 property tax bill for 1074 NW 12th Ter was $8,320, up 2.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,320.00 (+2.07%)	$457,630 Land $189,750 Building $267,880	$457,630 Land $189,750 Building $267,880
2024	$8,151.00 (+71.13%)
2023	$4,763.00 (+3.23%) Additional exemption filed	$263,358 (+3%)	$375,160 (+19.29%) Land $172,500 Building $202,660
2022	$4,614.00 Homeowner's exemption	$255,688	$314,500 Land $149,500 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1074 NW 12th Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1074 NW 12th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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