Kane County property record for 1046 Cedar Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1941 |
| Square Footage | 1,683 sqft Living Area |
| Lot Size | 6,270 sqft (0.144 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $141,600 (2016) |
| Tax Bill | $6,883.00 (2025) |
| Primary APN | 06-12-134-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,683 sqft Living Area |
| Gross Area | 2,693 sqft Gross Area |
| Basement Area | 1,010 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame Construction |
| Lot Area | 6,270 sqft (0.144 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 1046 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2946 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R N BOTSFORDS ADDN LOT 3 BLOCK 6 |
| Legal Subdivision | R N BOTSFORDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6010 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-134-018
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 CEDAR AVE, ELGIN, IL 60120-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2016 · Amount on Record |
| Deed Sale | Jan 20, 2016 · Amount on Record |
| Deed Doc Number | 20162891 |
| Last Transfer Date | Oct 21, 2021 |
| Transfer Doc | 0000009652 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 17, 2022 |
| Property Address | 1046 CEDAR AVE, ELGIN, IL 60120-2946 |
| Document Number | 0000009652 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022K009652 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1046 CEDAR AVE, ELGIN, IL 60120-2946 |
| Document Number | 0000009653 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022K009653 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1046 CEDAR AVE, ELGIN, IL 60120-2946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003168 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020K003168 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Sep 30, 2029 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,883.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $91,278 (+21.39%) Land $15,342 Building $75,936 | $273,944 (+21.44%) Land $46,044 Building $227,899 | |
| 2022 | $5,942.00 (+4.59%) Homeowner's exemption | $75,191 (+7.91%) Land $12,638 Building $62,553 | $225,573 (+7.91%) Land $37,914 Building $187,659 |
| 2021 | $5,681.00 Homeowner's exemption | $69,682 Land $11,816 Building $57,866 | $209,046 Land $35,448 Building $173,598 |
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