Kane County property record for 1092 Delta Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1998 |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,000 (Nov 2005) |
| Tax Bill | $6,089 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-013 |
| Primary APN | 06-28-331-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1092 DELTA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDOMINIUM UNIT 42B |
| Legal Subdivision | WILLOW BAY CLUB CONDO |
| Legal Block | 5 |
| Legal Unit | 42B |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 851907 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1092 DELTA DR, ELGIN, IL 60123-6580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2005 · Amount on Record |
| Deed Sale | Nov 28, 2005 · Amount on Record |
| Prior Sale | Jun 30, 1998 · Amount on Record |
| Deed Document Number | 2005141757 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,089.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $80,885 (+21.39%) Land $16,550 Building $64,335 | $242,752 (+21.44%) Land $49,670 Building $193,082 | |
| 2022 | $5,257.00 (+4.68%) Homeowner's exemption | $66,631 (+6.96%) Land $13,634 Building $52,997 | $199,893 (+6.96%) Land $40,902 Building $158,991 |
| 2021 | $5,022.00 Homeowner's exemption | $62,295 Land $12,747 Building $49,548 | $186,885 Land $38,241 Building $148,644 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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