1102 Arden Dr, Monroe, NC 28112 Property Records

Union County property record for 1102 Arden Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,953 sqft · built 1966
Lot Size	0.554 acres (24,132 sqft)
Owner	2 Individual Names on File
Last Sale	$118,500 (Sep 1998)
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-286-052`

Property Details

APN / Parcel Number

Primary APN	`09-286-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	2,433 sqft
1st Floor Area	1,953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,132 sqft (0.554 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 ARDEN DR
City	MONROE
State	NC
Zip	28112-6402
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#108 CARMEL VILLAGE PB5 PG82
Legal Subdivision	CARMEL VILLAGE
Legal Lot Number	108
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2017
Census Tract	20502

Owner

1102 Arden Dr, a rural home, is owned and occupied by two individuals who acquired it in February 2020.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1102 ARDEN DR, MONROE, NC 28112-6402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Nov 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 1998 · Amount on File
Deed Sale	Sep 25, 1998 · Amount on File
Deed Document Number	199860039
Deed Book / Page	1148 / 428
Last Transfer Date	Feb 13, 2020
Transfer Doc	7590146
Record Updated	Oct 29, 2026

February 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	UNION NC
Recording Date	Feb 21, 2020
Property Address	1102 ARDEN DR, MONROE, NC 28112-6402
Document Number	7590146
Book / Page	007590 / 000146
Instrument Date	Feb 13, 2020
Instrument	5693
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1102 ARDEN DR MONROE NC 281126402, MONROE, NC 28112-6402

Mortgage

Document Number	7590149
Date	Feb 21, 2020
Book Page	007590/000149
Instrument	5694

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Mortgage

Document Number	7590163,
Date	Feb 21, 2020
Book Page	007590/000163
Instrument	5695

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.61%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Nov 21, 2019
Property Address	1102 ARDEN DR, MONROE, NC 28112-6402
Document Number	7521711
Book / Page	007521 / 000711
Instrument Date	Nov 18, 2019
Instrument	36308
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ARDEN DR MONROE NC 281126402, MONROE, NC 28112-6402

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Arden Dr was $2,987.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,700 (-) Land $74,000 Building $267,700	$341,700 (-) Land $74,000 Building $267,700
2025	$2,987.00	$341,700 Land $74,000 Building $267,700	$341,700 Land $74,000 Building $267,700
2023	$2,394.00	$219,600 Land $23,200 Building $196,400	$219,600 Land $23,200 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Arden Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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