1004 Arden Dr, Monroe, NC 28112 Property Records

Union County property record for 1004 Arden Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,981 sqft · built 1972
Lot Size0.561 acres (24,437 sqft)
Owner2 Individual Names on File
Tax Bill$3,094 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-286-054

Property Details

APN / Parcel Number

Primary APN09-286-054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,981 sqft Living Area
Gross Area2,401 sqft
1st Floor Area1,981 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,437 sqft (0.561 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1004 ARDEN DR
CityMONROE
StateNC
Zip28112-6400
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description1004 ARDEN DR 1004 ARDEN DR
Legal SubdivisionCARMEL VILLAGE
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2017
Census Tract20502

Owner

1004 Arden Dr, a rural home, is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1004 ARDEN DR, MONROE, NC 28112-6400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1004 ARDEN DR, MONROE, NC 28112-6400
Document Number7185676
Instrument DateJun 19, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1004 ARDEN DR MONROE NC 281126400, MONROE, NC 28112-6400

Mortgage

Document Number7185676
DateJun 29, 2018
Book Page007185/000676
Instrument17845
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Arden Dr was $3,094.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354,000 (-) Land $74,000 Building $280,000$354,000 (-) Land $74,000 Building $280,000
2025$3,094.00$354,000 Land $74,000 Building $280,000$354,000 Land $74,000 Building $280,000
2023$2,479.00$227,400 Land $23,300 Building $204,100$227,400 Land $23,300 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Arden Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Arden Dr

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