1005 Arden Dr, Monroe, NC 28112 Property Records

Union County property record for 1005 Arden Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,752 sqft · built 1970
Lot Size	0.618 acres (26,920 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (Dec 2003)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-286-006`

Property Details

APN / Parcel Number

Primary APN	`09-286-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,920 sqft (0.618 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 ARDEN DR
City	MONROE
State	NC
Zip	28112-6401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	7047-593
Legal Subdivision	CARMEL VILLAGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	20502

Owner

1005 Arden Dr, a rural home, is owned and occupied by an individual who acquired it in November 2004.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 ARDEN DR, MONROE, NC 28112-6401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2003 · Amount on File
Deed Sale	Dec 2, 2003 · Amount on File
Prior Sale	Dec 2, 2003 · Amount on File
Deed Document Number	200358295
Deed Book / Page	3296 / 725
Last Transfer Date	Nov 19, 2004
Transfer Doc	0000049708
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1005 ARDEN DR, MONROE, NC 28112-6401
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008489269
Date	May 31, 2022
Book Page	8489/269
Instrument	19532

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	9.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 3, 2017
Property Address	1005 ARDEN DR, MONROE, NC 28112-6401
Document Number	7047593
Book / Page	007047 / 000593
Instrument Date	Sep 11, 2017
Instrument	32571
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 ARDEN DR MONROE NC 281126401, MONROE, NC 28112-6401

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Arden Dr was $2,818.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,400 (-) Land $74,700 Building $247,700	$322,400 (-) Land $74,700 Building $247,700
2025	$2,818.00	$322,400 Land $74,700 Building $247,700	$322,400 Land $74,700 Building $247,700
2023	$2,264.00	$207,700 Land $23,700 Building $184,000	$207,700 Land $23,700 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Arden Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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