1006 Arden Dr, Monroe, NC 28112 Property Records

Union County property record for 1006 Arden Dr, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	built 2023
Lot Size	0.578 acres (25,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Sep 2023)
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-286-053`

Property Details

APN / Parcel Number

Primary APN	`09-286-053`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	25,178 sqft (0.578 acres)

Location & Zoning

Street Address	1006 ARDEN DR
City	MONROE
State	NC
Zip	28112-6400
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-20 MONRO
Legal Description	#106 CARMEL VILLAGE PB6 PG22
Legal Subdivision	CARMEL VILLAGE
Legal Lot Number	106
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2017
Census Tract	20502

Owner

Source: Union County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1006 ARDEN DR, MONROE, NC 28112-6400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 12, 2023	Warranty Deed, Transfer · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Dec 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	202322157
Deed Book / Page	8779 / 345
Prior Transfer Date	Feb 24, 2004
Prior Transfer Doc	3366853
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1006 ARDEN DR, MONROE, NC 28112-6400
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 ARDEN DR, MONROE, NC 28112-6400

Mortgage

Document Number	0000900436
Date	Oct 30, 2024
Book Page	9004/36
Instrument	26113

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 12, 2023
Property Address	1006 ARDEN DR, MONROE, NC 28112-6400
Document Number	0008779345
Book / Page	8779 / 345
Map Reference	MB 6 PG 22
Instrument Date	Jul 27, 2023
Instrument	22157
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 SCHARLOTTE AVENEU, MONROE, NC 28112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 ARDEN DR, MONROE, NC 28112-6400

Mortgage

Document Number	0000022158
Date	Sep 12, 2023
Instrument	22158

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 7, 2017
Property Address	1006 ARDEN DR, MONROE, NC 28112-6400
Document Number	7066685
Book / Page	007066 / 000685
Instrument Date	Aug 9, 2017
Instrument	35789
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1006 ARDEN DR MONROE NC 28112, MONROE, NC 28112

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,963.00 (+1,454.12%) Additional exemption filed	$498,400 (+2,029.91%) Land $74,200 Building $424,200	$498,400 (+2,029.91%) Land $74,200 Building $424,200
2023	$255.00	$23,400 (-) Land $23,400	$23,400 (-) Land $23,400
2022	$255.00	$23,400 Land $23,400	$23,400 Land $23,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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