1100 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 1100 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1970
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2014)
Tax Bill	$717 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-05-22-0-001-016.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-22-0-001-016.000`
Alternative APNs	`511553` `35977`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,520 sqft Heated Area
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1100 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 & P/O 33 WHITTENWOOD S/D DESC AS BEG SW COR LOT 34 TH N 120' NE 90' SE 170' SLY ALG LML 175' W 282.61' TO POB 22-18-3
Legal Range	03E
Legal Township	18S
Legal Section	22
Legal Subdivision	WHITTENWOOD S/D
Legal Lot Number	P,34
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1100 RIVERCREST DR, VINCENT, AL 35178-9253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2014 · Amount on Record
Deed Sale	Aug 26, 2014 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Book / Page	2014 / 9956
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1100 RIVERCREST DR, VINCENT, AL 35178-9253
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013756
Date	Mar 14, 2022
Book Page	MTG 2022/13756

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1100 RIVERCREST DR, VINCENT, AL 35178-9253
Document Number	0000035526
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1100 RIVERCREST DR VINCENT AL 351789253, VINCENT, AL 35178-9253

Mortgage

Document Number	0000035526
Date	Oct 13, 2017
Instrument	35526

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+8.47%)	$21,260 (-46.03%)	$212,520 (+7.9%)
2023		$39,392 Land $16,640 Building $22,752	$196,960 Land $83,200 Building $113,760
2022	$661.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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