St. Clair County property record for 920 Rivercrest Dr, Vincent, AL 35178
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,049 sqft · built 1965 |
| Lot Size | 0.77 acres (33,469 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Feb 2005) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-05-21-0-001-001.000 |
| Primary APN | 31-05-21-0-001-001.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,049 sqft Living Area |
| 1st Floor Area | 2,049 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,469 sqft (0.77 acres) |
| Boat Access | Boat Access |
| Boat House | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00510383 |
|---|---|
| Street Address | 920 RIVERCREST DR |
| City | VINCENT |
| State | AL |
| Zip | 35178-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SMITH HILL SD 21-18-3 |
| Legal Range | 03E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | SMITH HILL S/D |
| Legal Lot Number | 1 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40213 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 RIVERCREST DR, VINCENT, AL 35178-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2005 · Amount on Record |
| Deed Sale | Feb 28, 2005 · Amount on Record |
| Deed Book / Page | 2005 / 2011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 920 RIVERCREST DR, VINCENT, AL 35178-9213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014189 |
|---|---|
| Date | May 4, 2018 |
| Book Page | MTG 2018/14189 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 1, 2025 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (+13.95%) | $34,920 (-49.98%) | $349,030 (-) |
| 2023 | $69,806 Land $15,680 Building $54,126 | $349,030 Land $78,400 Building $270,630 | |
| 2022 | $774.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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