1035 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 1035 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 5,151 sqft · built 2023
Lot Size	2.43 acres (105,851 sqft)
Owner	Company Name on Record
Last Sale	$204,380 (Sep 2016)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`31-05-22-0-001-018.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-22-0-001-018.000`
Alternative APNs	`00500100` `500100` `35978`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	5,151 sqft Living Area
1st Floor Area	2,854 sqft
Upper Floors Area	2,581 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	105,851 sqft (2.43 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Boat Access	Boat Access
Boat House	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00500100
Street Address	1035 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 WHITTENWOOD SD 22-18-3 B-38 SLIDE A-23-4
Legal Range	03E
Legal Township	18S
Legal Section	22
Legal Subdivision	WHITTENWOOD S/D
Legal Lot Number	32
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1035 RIVERCREST DR, VINCENT, AL 35178-9217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Sep 28, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Deed Book / Page	2016 / 10919
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000011481
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	VINCENT, AL 35178
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 RIVERCREST DR, VINCENT, AL 35178-9217

Mortgage

Document Number	0000034762
Date	Sep 28, 2023
Book Page	MTG 2023/34762

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Margin	3
Max Rate	12.1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 28, 2023
Property Address	VINCENT, AL 35178
Document Number	0000011481
Book / Page	DEED 2023 / 11481
Map Reference	MB B PG 038B
Instrument Date	Sep 26, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 RIVERCREST DR, VINCENT, AL 35178-9217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1035 RIVERCREST DR, VINCENT, AL 35178-9217

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,941.00 (+81.32%)	$81,720 (+52.8%)	$817,230 (+205.62%)
2023		$53,480 (+18.66%) Land $29,400 Building $24,080	$267,400 (+18.66%) Land $147,000 Building $120,400
2022	$1,622.00	$45,070 Land $31,200 Building $13,870	$225,350 Land $156,000 Building $69,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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