1470 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 1470 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,618 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2022)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	May 2021 Construction Loan Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-22-0-001-006.004`

Property Details

APN / Parcel Number

Primary APN	`31-05-22-0-001-006.004`
Alternative APNs	`527601` `69248`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,618 sqft Heated Area
1st Floor Area	1,685 sqft
Upper Floors Area	2,000 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Boat House	832 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1470 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 5 TWIN ISLE EST S/D DESC AS COM SLY CORNER LOT 5 TH NW 299.7' NE ALG R/W 43.23' TO POB TH NE 50.53' SE 228.77' SW ALG
Legal Range	03E
Legal Township	18S
Legal Section	22
Legal Subdivision	TWIN ISLE EST
Legal Lot Number	5
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

1470 Rivercrest Dr is owned and occupied by an individual who bought it in January 2022.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1470 RIVERCREST DR, VINCENT, AL 35178-9221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Construction Mortgage METRO BANK
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage METRO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Book / Page	2022 / 55
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1470 RIVERCREST DR, VINCENT, AL 35178-9221
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1213, TRUSSVILLE, AL 35173-6101

Mortgage

Document Number	0000032283
Date	May 6, 2021
Book Page	MTG 2021/32283

Lender

Name	METRO BANK
Type	Bank
Address	ASHVILLE, AL 35953

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1470 RIVERCREST DR, VINCENT, AL 35178-9221
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 RIVERCREST DR, VINCENT, AL 35178-9221

Mortgage

Document Number	0000010957
Date	Feb 28, 2022
Book Page	MTG 2022/10957

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 4, 2022
Property Address	1470 RIVERCREST DR, VINCENT, AL 35178-9221
Document Number	0000000055
Book / Page	DEED 2022 / 55
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1470 RIVERCREST DR, VINCENT, AL 35178-9221

Mortgage

Document Number	MORT2022469
Date	Jan 4, 2022
Instrument	MORT 2022/469

Lender

Name	METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1470 Rivercrest Dr was $1,712 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00	$58,800	$587,920
2023		$118,706 (+534.11%) Land $17,640 Building $101,066	$593,530 (+534.11%) Land $88,200 Building $505,330
2022	$336.00	$18,720 Land $18,720	$93,600 Land $93,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1470 Rivercrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1470 Rivercrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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