1100 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 1100 N Spring St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,516 sqft · built 1902
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,034 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-228-006`

Property Details

APN / Parcel Number

Primary APN	`06-11-228-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,516 sqft Living Area
Gross Area	5,469 sqft
Basement Area	1,953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1100 N SPRING ST
City	ELGIN
State	IL
Zip	60120-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE 2ND ADDN ALL OF LOT 1 & EAST 51.3 FT EXCEPT SOUTH 80 FT OF LOT 3 BLOCK 1
Legal Subdivision	LOVELLS GROVE 2ND ADDN
Legal Block	1
Legal Lot Number	1,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6013
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1100 N SPRING ST, ELGIN, IL 60120-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2006
Deed Sale	Jul 28, 2006
Prior Sale	Jan 23, 2002 · Amount on Record
Deed Document Number	200682305
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	0000082304
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1100 N SPRING ST, ELGIN, IL 60120-2124
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048668
Date	Jun 25, 2021
Instrument	2021K048668

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,034.00 (+15.9%) Homeowner's exemption	$205,063 (+8.57%) Land $50,141 Building $154,922	$615,435 (+8.57%) Land $150,483 Building $464,952
2024		$188,876 (+21.39%) Land $46,183 Building $142,693	$566,855 (+21.44%) Land $138,604 Building $428,250
2022	$12,971.00 (+4.25%) Homeowner's exemption	$155,589 (+6.96%) Land $38,044 Building $117,545	$466,767 (+6.96%) Land $114,132 Building $352,635
2021	$12,442.00 Homeowner's exemption	$145,464 Land $35,568 Building $109,896	$436,392 Land $106,704 Building $329,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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