1050 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 1050 N Spring St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,756 sqft · built 1913
Lot Size	0.269 acres (11,708 sqft)
Owner	2 Company Names on Record
Last Sale	$225,500 (Nov 1998)
Tax Bill	$11,631 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-104-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-104-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area
Gross Area	4,134 sqft
Basement Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Lot Area	11,708 sqft (0.269 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1050 N SPRING ST
City	ELGIN
State	IL
Zip	60120-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE 2ND ADDN LOTS 1 & 2 BLOCK 2
Legal Subdivision	LOVELLS GROVE 2ND ADDN
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6018
Census Tract	850800

Owner

Source: Kane County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1050 N SPRING ST, ELGIN, IL 60120-2123
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Affidavit, Transfer
Aug 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 1998 · Amount on Record
Deed Sale	Nov 23, 1998 · Amount on Record
Deed Document Number	1998108442
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	KANE IL
Recording Date	Aug 14, 2026
Property Address	1050 N SPRING ST, ELGIN, IL 60120-2123
Document Number	0000035077
Instrument Date	Aug 14, 2026
Instrument	202635077
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 N SPRING ST, ELGIN, IL 60120-2123

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 14, 2026
Property Address	1050 N SPRING ST, ELGIN, IL 60120-2123
Document Number	0000035078
Instrument Date	Aug 12, 2026
Instrument	202635078
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1050 N SPRING ST, ELGIN, IL 60120-2123

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,631.00 (+15.96%)	$152,464 (+8.57%) Land $26,525 Building $125,939	$457,575 (+8.57%) Land $79,607 Building $377,968
2024		$140,429 (+21.39%) Land $24,431 Building $115,998	$421,456 (+21.44%) Land $73,322 Building $348,133
2022	$10,030.00 (+3.95%)	$115,681 (+6.96%) Land $20,126 Building $95,555	$347,043 (+6.96%) Land $60,378 Building $286,665
2021	$9,649.00	$108,153 Land $18,816 Building $89,337	$324,459 Land $56,448 Building $268,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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