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1031 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 1031 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,800 sqft · built 1930
Lot Size0.362 acres (15,783 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (May 2026)
Tax Bill$7,684 (2025)
Deeds & MortgagesMay 2026 Sale
Mar 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-12-105-002

Property Details

APN / Parcel Number

Primary APN06-12-105-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,800 sqft Living Area
Gross Area3,007 sqft
Basement Area1,207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Lot Area15,783 sqft (0.362 acres)
Lot Dimensions159 ft deep x 99 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1031 N SPRING ST
CityELGIN
StateIL
Zip60120-2161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLADES ADDN LOT 6 & SOUTH 33 FT LOT 7 BLOCK 3
Legal SubdivisionSLADES ADDN
Legal Block3
Legal Lot Number6,7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6014
Census Tract850800

Owner

Source: Kane County records · APN 06-12-105-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address36W473 FERSON CREEK RD, SAINT CHARLES, IL 60174-1120
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
May 05, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 08, 2024Deed, Transfer · Conventional Mortgage
KANE COUNTY TEACHERS CU
Feb 11, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2026 · Amount on Record
Deed SaleMay 05, 2026 · Amount on Record
Prior SaleMar 08, 2024 · Amount on Record
Deed Document Number202618426
Prior Transfer DateFeb 09, 2019
Prior Transfer Doc0000005466
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 05, 2026
Property Address1031 N SPRING ST, ELGIN, IL 60120-2161
Document Number0000018426
Instrument DateApr 29, 2026
Instrument2026.18426
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$68,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W473 FERSON CREEK RD, ST CHARLES, IL 60174-1120

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 08, 2024
Property Address1031 N SPRING ST, ELGIN, IL 60120-2161
Document Number0000007535
Instrument DateMar 05, 2024
Instrument2024K007535
Transaction TypeTransfer
Record UpdatedMar 15, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 N SPRING ST, ELGIN, IL 60120-2161

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1031 N SPRING ST, ELGIN, IL 60120-2161

Mortgage

Document Number0000007536
DateMar 08, 2024
Instrument2024K007536
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate6.12%

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 11, 2019
Property Address1031 N SPRING ST, ELGIN, IL 60120-2161
Document Number0000005466
Instrument DateFeb 09, 2019
Instrument5466
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1031 N SPRING ST ELGIN IL 601202161, ELGIN, IL 60120-2161

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 27, 2018
Property Address1031 N SPRING ST, ELGIN, IL 60120-2161
Document Number0000036319
Instrument DateJul 12, 2018
Instrument36319
Transaction TypeTransfer
Record UpdatedAug 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 N SPRING ST ELGIN IL 601202161, ELGIN, IL 60120-2161

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,684.00 (-3.52%)
2024$7,964.00 (+11.24%)$107,515 (+21.39%) Land $22,939 Building $84,576$322,674 (+21.44%) Land $68,845 Building $253,830
2022$7,159.00 (+4.48%) Homeowner's exemption$88,568 (+6.96%) Land $18,897 Building $69,671$265,704 (+6.96%) Land $56,691 Building $209,013
2021$6,852.00 Homeowner's exemption$82,804 Land $17,667 Building $65,137$248,412 Land $53,001 Building $195,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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