Kane County property record for 1024 N Spring St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1911 |
| Square Footage | 2,192 sqft Living Area |
| Lot Size | 6,600 sqft (0.152 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2025) |
| Tax Bill | $9,023.00 (2025) |
| Primary APN | 06-12-104-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 3,228 sqft Gross Area |
| Basement Area | 1,036 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,600 sqft (0.152 acres) |
| Depth X Width | 132 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Heating System | Gas Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1024 N SPRING ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2123 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOVELLS GROVE 2ND ADDN LOT 4 BLOCK 2 |
| Legal Subdivision | LOVELLS GROVE 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6018 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-104-003
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 N SPRING ST, ELGIN, IL 60120-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2025 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) GUARANTEED RATE INC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Apr 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2025 · Amount on Record |
| Deed Sale | Nov 03, 2025 · Amount on Record |
| Prior Sale | Jan 18, 2013 · Amount on Record |
| Deed Doc Number | 202543333 |
| Prior Transfer Date | Jun 24, 1994 |
| Prior Transfer Doc | 0000056971 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 03, 2025 |
| Property Address | 1024 N SPRING ST, ELGIN, IL 60120-2123 |
| Document Number | 0000043333 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025K043333 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 8N PEPPERTREE CT # 215, 215, ELGIN, IL 60124 |
| Document Number | 0000043334 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025K043334 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate | 6.5% |
|---|---|
| Change Frequency | 10 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1024 N SPRING ST, ELGIN, IL 60120-2123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002913 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020K002913 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Index | 5-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 24, 2020 |
| Property Address | 1024 N SPRING ST, ELGIN, IL 60120-2123 |
| Document Number | 0000020569 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 20569 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 313 S COMMONWEALTH AVE ELGIN IL 601237321, ELGIN, IL 60123-7321 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,023.00 (+4.1%) Homeowner's exemption | ||
| 2024 | $8,668.00 (+11.31%) Homeowner's exemption | $117,469 (+21.39%) Land $17,044 Building $100,425 | $352,548 (+21.44%) Land $51,152 Building $301,396 |
| 2022 | $7,787.00 (+4.44%) Homeowner's exemption | $96,766 (+8.02%) Land $14,040 Building $82,726 | $290,298 (+8.02%) Land $42,120 Building $248,178 |
| 2021 | $7,456.00 Homeowner's exemption | $89,578 Land $13,126 Building $76,452 | $268,734 Land $39,378 Building $229,356 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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