1100 N 450 E, Bluffton, IN 46714 Property Records

Wells County property record for 1100 N 450 E, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,610 sqft · built 2003
Lot Size	4.05 acres (176,418 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Nov 2002)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-26-300-007.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-26-300-007.000-010`
Alternative APNs	`00001577514` `0050393704`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Brick
Roof Material	Asphalt
Lot Area	176,418 sqft (4.05 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Lean-To	360 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00001577514
Street Address	1100 N 450 E
City	BLUFFTON
State	IN
Zip	46714-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-27-12 4.05A N 200 FT OF S 678 FT OF FRL E 913 FT SESW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2022
Census Tract	40400

Owner

1100 N 450 E is owned and occupied by an individual who bought it in November 2002.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1100 N 450 E, BLUFFTON, IN 46714-9369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2002 · Amount on File
Deed Sale	Nov 26, 2002 · Amount on File
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1100 N 450 E, BLUFFTON, IN 46714-9369
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210005
Date	Jan 4, 2021
Instrument	20210005

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2025

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1100 N 450 E, BLUFFTON, IN 46714-9369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170140
Date	Jul 19, 2017
Instrument	20170140

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1100 N 450 E was $4,076 with a homeowner's exemption, up 11.1% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00 (+11.12%) Homeowner's exemption	$534,000 Land $95,400 Building $438,600	$534,000 Land $95,400 Building $438,600
2024	$3,668.00
2023		$453,500 (+6.13%) Land $79,100 Building $374,400	$453,500 (+6.13%) Land $79,100 Building $374,400
2022	$3,121.00	$427,300 Land $56,900 Building $370,400	$427,300 Land $56,900 Building $370,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1100 N 450 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 N 450 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 450 E

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