1068 Cove Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1068 Cove Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,547 sqft · built 1900
Lot Size	0.416 acres (18,121 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Dec 2022)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-31-745-0011-000`

Property Details

APN / Parcel Number

Primary APN	`74-31-745-0011-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,547 sqft Living Area
1st Floor Area	935 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	18,121 sqft (0.416 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1068 COVE RD
City	WALES
State	MI
Zip	48027-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES.VILLAG
Legal Description	LOT 12 SUPERVISOR GEORGE W. KING'S PLAT OF LAMBS
Legal Subdivision	GEORGE W KINGS OF LAMBS
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2058
Census Tract	652600

Owner

1068 Cove Rd is owned and occupied by an individual who bought it in December 2022.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1068 COVE RD, WALES, MI 48027-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Deed Document Number	202227805
Deed Book / Page	5587 / 630
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1068 COVE RD, WALES, MI 48027-2902
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69250 BEEBE ST 39, 39, RICHMOND, MI 48062-1504

Mortgage

Document Number	0005582923
Date	Dec 5, 2022
Book Page	5582/923
Instrument	2022026683

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 22, 2022
Property Address	1068 COVE RD, WALES, MI 48027-2902
Document Number	0005587630
Book / Page	5587 / 630
Map Reference	LB 52 PG 21
Instrument Date	Nov 22, 2022
Instrument	2022027805
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BLACK SQUIRREL DR, HOUGHTON LAKE, MI 48629-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 WYLLYS ST, MIDLAND, MI 48642-4772

Tax Assessment & Valuation

The 2025 property tax bill for 1068 Cove Rd was $3,066 with a homeowner's exemption, up 15.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,800 (+11.47%)	$221,600
2025	$3,066.00 (+15.48%) Homeowner's exemption	$99,400
2024	$2,655.00		$198,800
2023		$89,600
2022	$1,399.00		$179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1068 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1068 Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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