101 W State St, #103, Payson, IL 62360 Property Records

Adams County property record for 101 W State St, #103, Payson, IL 62360

Property Summary

Property TypeCommercial
Lot Size0.1 acres (4,560 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Jul 2025)
Tax Bill$2,001 (2024)
Deeds & MortgagesNov 2018 Mortgage
Mar 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN180041700000

Property Details

APN / Parcel Number

Primary APN180041700000

Exterior

Lot Area4,560 sqft (0.1 acres)

Location & Zoning

Street Address101 W STATE ST, 103
CityPAYSON
StateIL
Zip62360
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 22 ORIGINAL PAYSON W 76FT OF E 168FT OF N 60FT LOT 22
Legal Range7W
Legal Township3S
Legal Section7
Legal SubdivisionVILLAGE OF PAYSON
Legal Lot Number22
JurisdictionADAMS IL
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3037
Census Tract10302

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address101 W STATE ST, 103, PAYSON, IL 62360
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Mar 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BANK
Nov 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Jan 23, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2025 · Amount on Record
Deed SaleJul 7, 2025 · Amount on Record
Deed Document Number20253888
Prior Transfer DateJan 22, 2019
Prior Transfer Doc2019R00478
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address101-103 W STATE ST, PAYSON, IL 62360
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R09106
DateNov 20, 2018
Instrument2018R-09106
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueOct 4, 2020
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address101-103 W STATE ST, PAYSON, IL 62360
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R01653
DateMar 8, 2018
Instrument2018R-01653
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueMar 6, 2020
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address101-103 W STATE ST, PAYSON, IL 62360
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R07493
DateAug 5, 2021
Instrument2021R-07493
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address101-103 W STATE ST, PAYSON, IL 62360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R09106
DateNov 20, 2018
Instrument2018R-09106
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueOct 4, 2020
Interest
Rate TypeFixed Rate

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionADAMS IL
Recording DateJan 23, 2019
Property Address101-103 W STATE ST, PAYSON, IL 62360
Document Number2019R00478
Instrument DateJan 22, 2019
Instrument2019R-00478
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 CHERRY ST, QUINCY, IL 62301-1770

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionPayson Township
MunicipalityPayson Village
Unified School DistrictPayson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,270 (+8%) Land $3,240 Building $29,030$96,810 (+8%) Land $9,720 Building $87,090
2024$2,001.00 (+9.4%)$29,880 (+13.01%) Land $3,000 Building $26,880$89,640 (+13.01%) Land $9,000 Building $80,640
2022$26,440 Land $2,650 Building $23,790$79,320 Land $7,950 Building $71,370
2021$1,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAYSON
serves 1,386 people · EPA ID IL0010550
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
700 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Illinois Net
Fixed Wireless
100 / 20

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