110 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 110 W 3rd St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1956
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2023)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-7250-0076-00-4`

Property Details

APN / Parcel Number

Primary APN	`58-7250-0076-00-4`
Alternative APN	`11-58-7250-0076-00-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,632 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	154 ft deep x 66 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 76 A B STAPLES ADD TO CITY OF BUCHANAN
Legal Subdivision	A B STAPLES ADD
Legal Lot Number	76
Legal Unit	76
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5003
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	110 W 3RD ST, BUCHANAN, MI 49107-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Aug 15, 2019	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	2023377595
Deed Book / Page	3401 / 1531
Prior Transfer Date	Feb 13, 2010
Prior Transfer Doc	02912/2759
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 20, 2026
Property Address	110 W 3RD ST, BUCHANAN, MI 49107-1229
Document Number	0000461235
Book / Page	3477 / 3687
Instrument Date	Apr 6, 2026
Instrument	2026461235
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	0000461235,
Date	May 20, 2026
Book Page	3477/3687
Instrument	2026461235

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Apr 1, 2053

Interest

Rate	6%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	110 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	03355/2142
Date	Dec 6, 2021
Book Page	3355/2142
Instrument	3355-2142

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Sep 1, 2049

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 29, 2023
Property Address	110 W 3RD ST, BUCHANAN, MI 49107-1229
Document Number	03401/1531
Book / Page	3401 / 1531
Map Reference	LB U PG 645
Instrument Date	Mar 23, 2023
Instrument	2023377595
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	2023377596
Date	Mar 29, 2023
Instrument	2023377596

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 15, 2019
Property Address	110 W 3RD ST, BUCHANAN, MI 49107-1229
Document Number	03246/1474
Book / Page	3246 / 1474
Map Reference	LB U PG 645
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	03246/1475
Date	Aug 15, 2019
Book Page	3246/1475

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,300 (+15.7%)	$222,600 (+15.7%)
2025	$3,387.00 (+2.23%) Homeowner's exemption	$96,200 (+3%)	$192,400 (+3%)
2024	$3,313.00 (+30.85%)
2023		$74,000	$148,000
2022	$2,532.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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