105 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 105 W 3rd St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,722 sqft · built 1912
Lot Size	0.111 acres (4,835 sqft)
Owner	Company Name on File
Last Sale	$106,473 (Nov 2025)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Nov 2025 Foreclosure Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-7250-0070-00-6`

Property Details

APN / Parcel Number

Primary APN	`58-7250-0070-00-6`
Alternative APN	`11-58-7250-0070-00-6`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,722 sqft Living Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	THE W 45' OF LOT 70 A B STAPLES ADD TO CITY OF BUCHANAN
Legal Subdivision	A B STAPLES ADD
Legal Lot Number	70
Legal Unit	70
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5012
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 W 3rd St is owned by a company that bought it in November 2025 and is owner-occupied.

Source: Berrien County records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	5350 EDGEWOOD RD, BERRIEN SPRINGS, MI
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Sheriff's Deed, Foreclosure
Sep 22, 2022	Intrafamily Transfer, Transfer
Jul 19, 2022	Intrafamily Transfer, Transfer · Line of Credit HONOR CU
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	2025446529
Deed Book / Page	3464 / 4309
Prior Transfer Date	Nov 14, 2025
Prior Transfer Doc	03464/4309
Record Updated	Oct 29, 2026

November 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 19, 2025
Property Address	105 W 3RD ST, BUCHANAN, MI 49107-1228
Document Number	03464/4309
Book / Page	3464 / 4309
Map Reference	LB U PG 645
Instrument Date	Nov 14, 2025
Instrument	2025446529
Transaction Type	Foreclosure
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5350 EDGEWOOD ROAD, BERRIEN SPRINGS, MI

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 22, 2022
Property Address	105 W 3RD ST, BUCHANAN, MI 49107-1228
Document Number	03386/2432
Book / Page	3386 / 2432
Instrument Date	Aug 4, 2022
Instrument	2022363132
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 3RD ST, BUCHANAN, MI 49107-1228

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 19, 2022
Property Address	105 W 3RD ST, BUCHANAN, MI 49107-1228
Document Number	03380/1471
Book / Page	3380 / 1471
Map Reference	LB U PG 645
Instrument Date	Jul 11, 2022
Instrument	2022358153
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18478 AVERY RD, THREE OAKS, MI 49128-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 3RD ST, BUCHANAN, MI 49107-1228

Mortgage

Document Number	0033801322
Date	Jul 19, 2022
Instrument	3380-1322

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 31, 2017
Property Address	105 W 3RD ST, BUCHANAN, MI 49107-1228
Document Number	03167/3493
Book / Page	3167 / 3493
Map Reference	LB U PG645
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 W 3RD ST, BUCHANAN, MI 49107-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W 3RD ST, BUCHANAN, MI 49107-1228

Mortgage

Document Number	03168/0001
Date	Mar 31, 2017
Book Page	3168/0001

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 105 W 3rd St was $1,928 with a homeowner's exemption, up 2.2% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,100 (+14.43%)	$160,200 (+14.43%)
2025	$1,928.00 (+2.23%) Homeowner's exemption	$70,000	$140,000
2024	$1,886.00
2023		$53,500	$107,000
2022	$1,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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