106 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 106 W 3rd St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,810 sqft · built 1912
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Feb 2022)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-7250-0074-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-7250-0074-00-1`
Alternative APN	`11-58-7250-0074-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,810 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	870 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	154 ft deep x 66 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 74 A B STAPLES ADD TO CITY OF BUCHANAN
Legal Subdivision	A B STAPLES ADD
Legal Lot Number	74
Legal Unit	74
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5003
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

106 W 3rd St is owned and occupied by an individual who bought it in February 2022.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	106 W 3RD ST, BUCHANAN, MI 49107-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage FUTUREVESTMENTS LLC
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Apr 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Document Number	2022342494
Deed Book / Page	3362 / 2913
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	03099/2403
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	106 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S LINCOLN AVE, NILES, MI 49120-2917

Mortgage

Document Number	03342/2089
Date	Sep 2, 2021
Book Page	3342/2089

Lender

Name	FUTUREVESTMENTS LLC
Type	Non-Lending Institution
Address	GRAND HAVEN, MI 49417

Agreement

Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 4, 2022
Property Address	106 W 3RD ST, BUCHANAN, MI 49107-1229
Document Number	03362/2913
Book / Page	3362 / 2913
Map Reference	LB UPG 645
Instrument Date	Jan 31, 2022
Instrument	2022342494
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	0033622914
Date	Feb 4, 2022
Instrument	3362/2914

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 20, 2017
Property Address	106 W 3RD ST, BUCHANAN, MI 49107-1229
Document Number	03169/2989
Book / Page	3169 / 2989
Map Reference	MB U PG645
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 W 3RD ST, BUCHANAN, MI 49107-1229

Tax Assessment & Valuation

The 2025 property tax bill for 106 W 3rd St was $2,637 with a homeowner's exemption, up 2.2% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (+16.16%)	$198,400 (+16.16%)
2025	$2,637.00 (+2.21%) Homeowner's exemption	$85,400	$170,800
2024	$2,580.00
2023		$62,600	$125,200
2022	$1,830.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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