108 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 108 W 3rd St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,702 sqft · built 1926
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$102,500 (Feb 2015)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`58-7250-0075-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-7250-0075-00-8`
Alternative APN	`11-58-7250-0075-00-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,702 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	154 ft deep x 66 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 75 A B STAPLES ADD TO CITY OF BUCHANAN
Legal Subdivision	A B STAPLES ADD
Legal Lot Number	75
Legal Unit	75
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5003
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit HONOR CU
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Apr 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2015 · Amount on File
Deed Sale	Feb 4, 2015 · Amount on File
Prior Sale	Jul 8, 2005 · Amount on File
Deed Book / Page	3093 / 3408
Last Transfer Date	Feb 22, 2023
Transfer Doc	03402/1286
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	03460/1950
Date	Sep 22, 2025
Book Page	3460/1950
Instrument	2025442218

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03201/0547
Date	Mar 26, 2018
Book Page	3201/0547

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Apr 12, 2018

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03196/0214
Date	Jan 30, 2018
Book Page	3196/0214

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03260/0656
Date	Dec 20, 2019
Book Page	3260/0656

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03302/1957
Date	Dec 1, 2020
Book Page	3302/1957

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2040

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W 3RD ST, BUCHANAN, MI 49107-1229

Mortgage

Document Number	03342/2965
Date	Sep 3, 2021
Book Page	3342/2965

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 27, 2036

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 14, 2023
Property Address	108 W 3RD ST, BUCHANAN, MI 49107-1229
Document Number	03402/1286
Book / Page	3402 / 1286
Map Reference	VOL U PG 645
Instrument Date	Feb 22, 2023
Instrument	2023378694
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 W 3RD ST, BUCHANAN, MI 49107-1229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 W 3RD ST, BUCHANAN, MI 49107-1229

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,900 (+16.77%)	$197,800 (+16.77%)
2025	$2,319.00 (+2.25%) Homeowner's exemption	$84,700 (+31.52%)	$169,400 (+31.52%)
2024	$2,268.00 (+5.64%)
2023		$64,400	$128,800
2022	$2,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures