106 S Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 106 S Gadwall Ln, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,181 sqft · built 2000
Lot Size	0.36 acres (15,681 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2018)
Tax Bill	$5,903 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-04-152-004`

Property Details

APN / Parcel Number

Primary APN	`29-04-152-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,181 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 S GADWALL LN
City	DOWNS
State	IL
Zip	61736-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT 2 SUB PHASE 1 LOT 19
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	MALLARD POINT 2 SUB
Legal Lot Number	19
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3041
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 S GADWALL LN, DOWNS, IL 61736-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	20185110
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	106 S GADWALL LN, DOWNS, IL 61736-9357
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004514
Date	Feb 25, 2021
Instrument	2021-00004514

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 5, 2018
Property Address	106 S GADWALL LN, DOWNS, IL 61736-9357
Document Number	201800005110
Map Reference	DOC99-12114
Instrument Date	Mar 29, 2018
Instrument	2018-00005110
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S CALDWEL, DOWNS, IL 61736

Mortgage

Document Number	201800005111
Date	Apr 5, 2018
Instrument	2018-00005111

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 14, 2017
Property Address	106 S GADWALL LN, DOWNS, IL 61736-9357
Document Number	201700002863
Map Reference	DOC99-12114
Instrument Date	Feb 10, 2017
Instrument	2017-00002863
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 S GADWALL LN, DOWNS, IL 61736-9357

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,776 (+20.26%) Land $16,993 Building $60,783	$233,328 (+20.26%) Land $50,979 Building $182,349
2024	$5,903.00 (+14.09%)
2023	$5,174.00	$64,672 Land $14,130 Building $50,542	$194,016 Land $42,390 Building $151,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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