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110 Prospect St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 110 Prospect St, Schenectady, NY 12308

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,160 sqft · built 1900
Lot Size0.074 acres (3,240 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Feb 2007)
Tax Bill$7,520 (2026)
Deeds & MortgagesSep 2025 Mortgage
May 2023 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN421500 39.74-3-21

Property Details

APN / Parcel Number

Primary APN421500 39.74-3-21
Alternative APN
  • 150003907400030210000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,160 sqft Total Area
1st Floor Area1,080 sqft
2nd Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,240 sqft (0.074 acres)
Lot Dimensions120 ft deep x 27 ft wide
PorchSlab
Porch Area336 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address110 PROSPECT ST
CitySCHENECTADY
StateNY
Zip12308-3128
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block3
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1002
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
May 12, 2023Quit Claim Deed, Transfer
Quitclaim
May 12, 2023Correction Deed
Jul 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 11, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 18, 2019Correction Deed
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2007 · Amount on Record
Deed SaleFeb 27, 2007 · Amount on Record
Prior SaleAug 20, 2002 · Amount on Record
Deed Book / Page1755 / 7
Last Transfer DateJul 5, 2019
Transfer Doc0000032120
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128

Mortgage

Document Number0000021646
DateSep 11, 2025
Instrument202521646
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueMay 1, 2053

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 12, 2023
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000027351
Book / Page2107 / 773
Instrument DateApr 5, 2023
Instrument202327351
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address433 STATE ST, SCHENECTADY, NY 12305-2322

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CAMILLE DR, RAVENA, NY 12143-2858

May 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMay 12, 2023
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000027350
Book / Page2107 / 769
Instrument DateMar 29, 2023
Instrument202327350
Record UpdatedMay 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 STATE ST, SCHENECTADY, NY 12305-2322

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 18, 2019
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000032121
Book / Page002015 / 000720
Instrument DateJul 5, 2019
Instrument32121
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address433 STATE ST SCHENECTADY NY 123052322, SCHENECTADY, NY 12305-2322

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 18, 2019
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000032120
Book / Page002015 / 000716
Instrument DateJul 5, 2019
Instrument32120
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 11, 2019
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000015694
Book / Page002009 / 000156
Instrument DateApr 2, 2019
Instrument15694
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 EMMONS ST SCHENECTADY NY 123042859, SCHENECTADY, NY 12304-2859

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 6, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2018
Property Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Document Number0000042150
Book / Page001996 / 000275
Instrument DateSep 21, 2018
Instrument42150
Transaction TypeForeclosure
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,520.00 (+2.82%)
2025$7,314.00$129,800 (-) Land $9,700 Building $120,100$214,936 (+30.82%) Land $16,062 Building $198,874
2023$129,800 Land $9,700 Building $120,100$164,304 Land $12,278 Building $152,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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