Schenectady County and Schenectady City property record for 113 Prospect St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,244 sqft · built 1910 |
| Lot Size | 0.106 acres (4,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Feb 2025) |
| Tax Bill | $5,964 (2026) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-2-70 |
| Primary APN | 421500 39.82-2-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Total Area |
| 1st Floor Area | 1,122 sqft |
| 2nd Floor Area | 1,122 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,650 sqft (0.106 acres) |
| Lot Dimensions | 155 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 364 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 113 PROSPECT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 70.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20800 |
113 Prospect St, a duplex, is owned by an individual who bought it in February 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11206 225TH ST, QUEENS VILLAGE, NY 11429-2741 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on File |
| Deed Sale | Feb 19, 2025 · Amount on File |
| Prior Sale | Dec 19, 2024 · Amount on File |
| Deed Document Number | 20253932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 17, 2019 |
| Property Address | 113 PROSPECT ST, SCHENECTADY, NY 12308-3127 |
| Document Number | 0000021570 |
| Book / Page | 002011 / 000420 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 21570 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1139 ALTAMONT AVE SCHENECTADY NY 123032202, SCHENECTADY, NY 12303-2202 |
The 2026 property tax bill for 113 Prospect St was $5,964, up 3.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,964.00 (+3.38%) | ||
| 2025 | $5,769.00 | $97,800 Land $14,700 Building $83,100 | $161,947 Land $24,342 Building $137,605 |
| 2023 | $97,800 (-) Land $14,700 Building $83,100 | $123,797 (+3.8%) Land $18,608 Building $105,189 | |
| 2022 | $97,800 Land $14,700 Building $83,100 | $119,268 Land $17,927 Building $101,341 | |
| 2021 | $5,368.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 113 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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