105 Prospect St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 105 Prospect St, Schenectady, NY 12308

Property Summary

Property TypeResidential Vacant Land
Lot Size0.154 acres (6,708 sqft)
Owner2 Individual Names on File
Last Sale$4,500 (Jun 2011)
Tax Bill$520 (2026)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APN421500 39.82-2-74

Property Details

APN / Parcel Number

Primary APN421500 39.82-2-74
Alternative APN
  • 150003908200020740000000

Exterior

Lot Area6,708 sqft (0.154 acres)
Lot Dimensions215 ft deep x 30 ft wide
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 PROSPECT ST
CitySCHENECTADY
StateNY
Zip12308-3127
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block2
Legal Lot Number74.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address110 PROSPECT ST, SCHENECTADY, NY 12308-3128
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2011 · Amount on File
Deed SaleJun 24, 2011 · Amount on File
Prior SaleNov 3, 1999 · Amount on File
Deed Document Number201124446
Deed Book / Page1839 / 903
Last Transfer DateApr 5, 2023
Transfer Doc0000027353
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 12, 2023
Property Address105 PROSPECT ST, SCHENECTADY, NY 12308-3127
Document Number0000027353
Book / Page2107 / 777
Instrument DateApr 5, 2023
Instrument202327353
Transaction TypeTransfer
Record UpdatedMay 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address433 STATE ST, SCHENECTADY, NY 12305-2322

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CAMILLE DR APT 2, 2, RAVENA, NY 12143-2858

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$520.00 (+0.78%)
2025$516.00$12,600 (-) Land $12,600$20,864 (+30.82%) Land $20,864
2023$12,600 Land $12,600$15,949 Land $15,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number