101 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 101 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 1994
Lot Size0.221 acres (9,655 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Jun 2018)
Tax Bill$2,839 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-23-33-284-012

Property Details

APN / Parcel Number

Primary APN41-23-33-284-012
Alternative APNs
  • 0095262-016550-3
  • 10004712936

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,726 sqft Living Area
Gross Area2,161 sqft

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,655 sqft (0.221 acres)
Garage Area378 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area57 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004712936
Old Parcel Number00952620165503
Street Address101 GOLD TREE
CityPUNTA GORDA
StateFL
Zip33955-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPGI 018 0390 0015 PUNTA GORDA ISLES SEC18 BLK390 LT15 593/164 DC817/1316-17 PR#85-310 822/193 1302/596 32
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal Block390
Legal Lot Number15
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2017
Census Tract10505

Owner

Source: Charlotte County records · APN 41-23-33-284-012

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 GOLD TREE, PUNTA GORDA, FL 33955-1153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Jun 25, 2018Warranty Deed, Transfer · VA Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Prior SaleMar 21, 2008 · Amount on Record
Deed Document Number2624357
Deed Book / Page4330 / 1084
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address101 GOLD TREE, PUNTA GORDA, FL 33955-1153
Transaction TypeMortgage
Record UpdatedJul 13, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GOLD TREE, PUNTA GORDA, FL 33955-1153

Mortgage

Document Number0049941050
DateJun 02, 2022
Book Page4994/1050
Instrument3109878
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 25, 2018
Property Address101 GOLD TREE, PUNTA GORDA, FL 33955-1153
Document Number0043301084
Book / Page4330 / 1084
Map ReferenceMB10 PG4A-4Q
Instrument DateJun 15, 2018
Instrument2624357
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyMSC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2065 BROOKWAY CRES, 2065, ONTARIO, NY 14519-9626

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GOLD TREE, PUNTA GORDA, FL 33955-1153

Mortgage

Document Number0002624358
DateJun 25, 2018
Instrument2624358
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,839.00 (+4.57%) Homeowner's exemption$211,847 (+5.99%)$259,333 (+2.68%) Land $55,000 Building $204,333
2023$2,715.00 (+3.15%) Homeowner's exemption$199,881 (+3%)$252,572 (+10.27%) Land $57,000 Building $195,572
2022$2,632.00 Homeowner's exemption$194,059$229,042 Land $46,750 Building $182,292

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
3,000 / 3,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Verizon.

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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