101 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 101 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 1994
Lot Size	0.221 acres (9,655 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Jun 2018)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-23-33-284-012`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-284-012`
Alternative APNs	`0095262-016550-3` `10004712936`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	2,161 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,655 sqft (0.221 acres)
Garage Area	378 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712936
Old Parcel Number	00952620165503
Street Address	101 GOLD TREE
City	PUNTA GORDA
State	FL
Zip	33955-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 018 0390 0015 PUNTA GORDA ISLES SEC18 BLK390 LT15 593/164 DC817/1316-17 PR#85-310 822/193 1302/596 32
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	390
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2017
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 GOLD TREE, PUNTA GORDA, FL 33955-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jun 25, 2018	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Mar 21, 2008 · Amount on Record
Deed Document Number	2624357
Deed Book / Page	4330 / 1084
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	101 GOLD TREE, PUNTA GORDA, FL 33955-1153
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GOLD TREE, PUNTA GORDA, FL 33955-1153

Mortgage

Document Number	0049941050
Date	Jun 2, 2022
Book Page	4994/1050
Instrument	3109878

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 25, 2018
Property Address	101 GOLD TREE, PUNTA GORDA, FL 33955-1153
Document Number	0043301084
Book / Page	4330 / 1084
Map Reference	MB10 PG4A-4Q
Instrument Date	Jun 15, 2018
Instrument	2624357
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2065 BROOKWAY CRES, 2065, ONTARIO, NY 14519-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GOLD TREE, PUNTA GORDA, FL 33955-1153

Mortgage

Document Number	0002624358
Date	Jun 25, 2018
Instrument	2624358

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,839.00 (+4.57%) Homeowner's exemption	$211,847 (+5.99%)	$259,333 (+2.68%) Land $55,000 Building $204,333
2023	$2,715.00 (+3.15%) Homeowner's exemption	$199,881 (+3%)	$252,572 (+10.27%) Land $57,000 Building $195,572
2022	$2,632.00 Homeowner's exemption	$194,059	$229,042 Land $46,750 Building $182,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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