102 Cunningham Dr, Athens, TN 37303 Property Records

McMinn County property record for 102 Cunningham Dr, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,979 sqft · built 1996
Lot Size	0.531 acres (23,147 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Aug 2021)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054047F A 01400`

Property Details

APN / Parcel Number

Primary APN	`054047F A 01400`
Alternative APNs	`047F A 01400 00002047K` `047F A 01400`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	1,142 sqft
Upper Floors Area	1,395 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,147 sqft
Lot Dimensions	293 ft deep x 79 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	047F A 01400 00002047K
Street Address	102 CUNNINGHAM DR
City	ATHENS
State	TN
Zip	37303-1680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 045I B 045I 01300 000, COUNTY AREA: D01
Legal Subdivision	CUNNINGHAM ADD
Legal Lot Number	19 2
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2135
Census Tract	970102

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 CUNNINGHAM DR, ATHENS, TN 37303-1680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Apr 6, 2015 · Amount on Record
Deed Document Number	228629
Deed Book / Page	22U / 331
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 31, 2021
Property Address	102 CUNNINGHAM DR, ATHENS, TN 37303-1680
Document Number	22U331
Book / Page	22U / 331
Map Reference	CAB B SL 97
Instrument Date	Aug 30, 2021
Instrument	228629
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CUNNINGHAM DR, ATHENS, TN 37303-1680

Mortgage

Document Number	228630
Date	Aug 31, 2021
Instrument	228630

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00	$71,300 (-) Land $6,000 Building $65,300
2024	$1,491.00	$71,300 (-) Land $6,000 Building $65,300
2023	$1,491.00 (+6.42%)	$71,300 (+47.31%) Land $6,000 Building $65,300	$285,200 (+47.31%) Land $24,000 Building $261,200
2022	$1,401.00	$48,400 Land $6,000 Building $42,400	$193,600 Land $24,000 Building $169,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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