Otsego County and Oneonta City property record for 11 Walnut St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,351 sqft · built 1902 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2023) |
| Tax Bill | $13,185 (2025) |
| Deeds & Mortgages | May 2024 Refinance Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-5-32 |
| Primary APN | 361200 288.17-5-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,351 sqft Living Area |
| 1st Floor Area | 1,906 sqft |
| 2nd Floor Area | 1,969 sqft |
| Attic | Attic |
| Attic Area | 476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 210 ft deep x 66 ft wide |
| Garage Type | Mixed |
| Garage Area | 432 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 561 sqft |
| Patio Area | 355 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 3387 |
|---|---|
| Street Address | 11 WALNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 32.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.17-5-32
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15922 83RD LN N, LOXAHATCHEE, FL 33470-2815 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA |
| Jun 30, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Jan 05, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2003 · Amount on Record |
| Deed Document Number | 20232616 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0000000072 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 11 WALNUT ST, ONEONTA, NY 13820-1823 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000639 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2024-1639 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 11 WALNUT ST, ONEONTA, NY 13820-1823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000290 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023-4290 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 30, 2023 |
| Property Address | 11 WALNUT ST, ONEONTA, NY 13820-1823 |
| Document Number | 0000000616 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-2616 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15922 83RD LN N, LOXAHATCHEE, FL 33470-2815 |
| Document Number | 0000000617 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-2617 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 05, 2022 |
| Property Address | 11 WALNUT ST, ONEONTA, NY 13820-1823 |
| Document Number | 0000000072 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022-072 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11 WALNUT ST, ONEONTA, NY 13820-1823 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,185.00 | $349,000 (-) Land $24,300 Building $324,700 | $491,549 (+14.08%) Land $34,225 Building $457,324 |
| 2023 | $349,000 (-) Land $24,300 Building $324,700 | $430,864 (+13.58%) Land $30,000 Building $400,864 | |
| 2022 | $349,000 Land $24,300 Building $324,700 | $379,348 Land $26,413 Building $352,935 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775910002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Walnut Street Historic District listed 1980 · 44 contributing resources · NRIS 80002745 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures