9 Walnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 9 Walnut St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,816 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Feb 2020)
Tax Bill	$18,158 (2025)
Deeds & Mortgages	Jun 2021 Refinance Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 288.17-5-31`

Property Details

APN / Parcel Number

Primary APN	`361200 288.17-5-31`
Alternative APNs	`120028801700050310000000` `3911 3386`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,816 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,408 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	210 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 3386
Street Address	9 WALNUT ST
City	ONEONTA
State	NY
Zip	13820-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	31.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2014
Census Tract	591000

Owner

Source: Otsego County and Oneonta City records · APN 361200 288.17-5-31

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 WALNUT ST, ONEONTA, NY 13820-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Feb 18, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	2020777
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	9 WALNUT ST, ONEONTA, NY 13820-1823
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	458
Date	Jun 22, 2021
Instrument	2021-3458

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 18, 2020
Property Address	9 WALNUT ST, ONEONTA, NY 13820-1823
Document Number	0000000777
Instrument Date	Sep 05, 2019
Instrument	777
Transaction Type	Transfer
Record Updated	Mar 05, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 ANTHON RD CENTER HARBOR NH 032263501, CENTER HARBOR, NH 03226-3501

Mortgage

Document Number	778
Date	Feb 18, 2020
Instrument	778

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,158.00	$300,000 (-) Land $24,900 Building $275,100	$422,535 (+14.08%) Land $35,070 Building $387,465
2023		$300,000 Land $24,900 Building $275,100	$370,370 Land $30,741 Building $339,629

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775910002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee
Claims By Storm	Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

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