19 Walnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 19 Walnut St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,608 sqft · built 1913
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Sep 2023)
Tax Bill$10,649 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN361200 288.17-5-66

Property Details

APN / Parcel Number

Primary APN361200 288.17-5-66
Alternative APNs
  • 120028801700050660000000
  • 3911 3389

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,608 sqft Living Area
1st Floor Area1,752 sqft
2nd Floor Area1,656 sqft
AtticAttic
Attic Area200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions66 ft deep x 100 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area266 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3389
Street Address19 WALNUT ST
CityONEONTA
StateNY
Zip13820-1838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code130
Legal Block5
Legal Lot Number66.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2012
Census Tract591000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Walnut Street Historic District
listed 1980 · 44 contributing resources · NRIS 80002745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 WALNUT ST, ONEONTA, NY 13820-1838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY BANK NA
Dec 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleMar 17, 2010 · Amount on Record
Deed Document Number20232023-3821
Prior Transfer DateSep 29, 2017
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateSep 20, 2023
Property Address19 WALNUT ST, ONEONTA, NY 13820-1838
Document Number0000000821
Instrument DateSep 18, 2023
Instrument2023-3821
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 BRONK ST, ONEONTA, NY 13820-1206

Mortgage

Document Number0000000822
DateSep 20, 2023
Instrument2023-3822
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateDec 1, 2017
Property Address19 WALNUT ST, ONEONTA, NY 13820-1838
Document Number0000005908
Instrument DateSep 29, 2017
Instrument5908
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 KIMBALL AVE WESTFIELD NJ 070901953, WESTFIELD, NJ 07090-1953

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,649.00 (+2.43%)
2025$10,396.00$275,000 (-) Land $15,500 Building $259,500$387,324 (+14.08%) Land $21,831 Building $365,493
2023Homeowner's exemption$275,000 (-) Land $15,500 Building $259,500$339,506 (+13.58%) Land $19,136 Building $320,370
2022$275,000 Land $15,500 Building $259,500$298,913 Land $16,848 Building $282,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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