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10 Walnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 10 Walnut St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage3,154 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$264,900 (2023)
Tax Bill$8,512.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 300.5-3-8
Alternative APNs
  • 120030000500030080000000
  • 3911 3400

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,154 sqft Living Area
1st Floor1,577 sqft 1st Floor
2nd Floor1,577 sqft 2nd Floor
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area7,405 sqft (0.17 acres)
Depth X Width14.3 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area558 sqft Garage
Patio Area288 sqft Patio
Porch Area126 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 3400
Street Address10 WALNUT ST
CityONEONTA
StateNY
Zip13820-1824
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number8.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup3
Census Block3007
Census Tract590900

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-3-8

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 WALNUT ST, ONEONTA, NY 13820-1824
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed, Transfer
Jul 10, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleJul 10, 2020 · Amount on Record
Deed Doc Number20233698
Record RefreshedJun 08, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateSep 12, 2023
Property Address10 WALNUT ST, ONEONTA, NY 13820-1824
Document Number0000000698
Instrument DateJun 29, 2023
Instrument2023-3698
Transaction TypeTransfer
Record UpdatedOct 03, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address23 PROSPECT ST, MONTPELIER, VT 05602-3840

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateJul 10, 2020
Property Address10 WALNUT ST, ONEONTA, NY 13820-1824
Document Number0000002785
Instrument DateJun 09, 2020
Instrument2785
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanyHARRY W HAWLEY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7419 N WESTANNA AVE PORTLAND OR 972034137, PORTLAND, OR 97203-4137

Mortgage

Document Number2786
DateJul 10, 2020
Instrument2786
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2050

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,512.00$225,000 (-) Land $16,900 Building $208,100$316,901 (+14.08%) Land $23,803 Building $293,098
2023$225,000 (-) Land $16,900 Building $208,100$277,778 (+13.58%) Land $20,864 Building $256,914
2022$225,000 Land $16,900 Building $208,100$244,565 Land $18,370 Building $226,195

Flood & Wildfire

10 Walnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Walnut Street Historic District
listed 1980 · 44 contributing resources · NRIS 80002745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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