15 Persimmon Ln, South Elgin, IL 60177 Property Records

Kane County property record for 15 Persimmon Ln, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,613 sqft · built 2002
Lot Size	0.259 acres (11,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$714,000 (Mar 2024)
Tax Bill	$17,714 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-156-008`

Property Details

APN / Parcel Number

Primary APN	`09-05-156-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,613 sqft Living Area
Basement Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood
Lot Area	11,278 sqft (0.259 acres)
Garage Type	Attached
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 PERSIMMON LN
City	SOUTH ELGIN
State	IL
Zip	60177-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNWOOD PHASE 5 - LOT 654
Legal Subdivision	THORNWOOD
Legal Phase	5
Legal Block	5
Legal Lot Number	654
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5003
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 N CLARKSON ST, DENVER, CO 80218-2703
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	20248158
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000028086
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 13, 2024
Property Address	15 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Document Number	0000008158
Map Reference	DOC 1999K076100
Instrument Date	Nov 8, 2023
Instrument	2024K008158
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731

Mortgage

Document Number	0000008159
Date	Mar 13, 2024
Instrument	2024K008159

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2053

Interest

Rate	7.49%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2021
Property Address	15 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Document Number	0000053203
Map Reference	DOC 1999MK076100
Instrument Date	Jul 8, 2021
Instrument	2021K053203
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731

Mortgage

Document Number	0000053204
Date	Jul 12, 2021
Instrument	2021K053204

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	15 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Document Number	0000043224
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PERSIMMON LN SOUTH ELGIN IL 601773731, SOUTH ELGIN, IL 60177-3731

Mortgage

Document Number	0000043224
Date	Sep 17, 2019
Instrument	43224

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2019
Property Address	15 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Document Number	0000028086
Instrument Date	Jun 26, 2019
Instrument	28086
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PERSIMMON LN SOUTH ELGIN IL 601773731, SOUTH ELGIN, IL 60177-3731

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,714.00 (+15.54%)	$240,948 (+8.7%) Land $40,417 Building $200,531	$723,133 (+8.7%) Land $121,300 Building $601,834
2024		$221,668 (+22.13%) Land $37,240 Building $184,428	$665,270 (+22.17%) Land $111,765 Building $553,505
2022	$15,331.00 (+13.23%) Homeowner's exemption	$181,509 (+13.81%) Land $33,203 Building $148,306	$544,527 (+13.81%) Land $99,609 Building $444,918
2021	$13,540.00 Homeowner's exemption	$159,488 Land $31,649 Building $127,839	$478,464 Land $94,947 Building $383,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

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