Monmouth County and Rumson Borough property record for 16 Heathcliff Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,594 sqft · built 1962 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,600,000 (Jan 2026) |
| Tax Bill | $19,748 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00117-0000-00010 |
| Primary APN | 41-00117-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,594 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Upper Floors Area | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Area | 332 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 1,036 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 212600 |
|---|---|
| Street Address | 16 HEATHCLIFF RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Block | 117 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 803800 |
16 Heathcliff Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MTG GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on File |
| Deed Sale | Jan 27, 2026 · Amount on File |
| Deed Document Number | 20267564 |
| Deed Book / Page | 9776 / 7669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 27, 2026 |
| Property Address | 16 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Document Number | 0097767669 |
| Book / Page | 9776 / 7669 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026007564 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | OBRIEN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 HOLLY ST, RUMSON, NJ 07760-1754 |
| Name | Verified Name |
|---|---|
| Address | 16 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Document Number | 2026007565 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026007565 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Document Number | 0000042892 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | FIT AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 HEATHCLIFF RD RUMSON NJ 077601204, RUMSON, NJ 07760-1204 |
| Document Number | 0000042892 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 009409/005651 |
| Instrument | 42892 |
| Name | GATEWAY MTG GROUP LLC |
|---|---|
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
The 2025 property tax bill for 16 Heathcliff Rd was $19,748, up 1% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,061,000 (+9.48%) Land $1,627,800 Building $433,200 | $2,061,000 (+9.48%) Land $1,627,800 Building $433,200 | |
| 2025 | $19,748.00 (+1.05%) | $1,882,600 Land $1,513,900 Building $368,700 | $1,882,600 Land $1,513,900 Building $368,700 |
| 2024 | $19,543.00 | ||
| 2023 | $1,699,200 Land $1,395,000 Building $304,200 | $1,699,200 Land $1,395,000 Building $304,200 | |
| 2022 | $19,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Heathcliff Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Heathcliff Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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