Monmouth County and Freehold Township property record for 11 Harvard Oval, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,270 sqft · built 2002 |
| Lot Size | 0.448 acres (19,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Feb 2009) |
| Tax Bill | $19,301 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00085-57-00002 |
| Primary APN | 17-00085-57-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Upper Floors Area | 1,562 sqft |
| Basement Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,528 sqft (0.448 acres) |
| Lot Dimensions | 186 ft deep x 105 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Deck Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 4040135 |
|---|---|
| Street Address | 11 HARVARD OVAL |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-5396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Subdivision | COLLEGE PARK SEC 07 |
| Legal Block | 85.57 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 810505 |
Source: Monmouth County and Freehold Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2009 · Amount on Record |
| Deed Sale | Feb 19, 2009 · Amount on Record |
| Prior Sale | Aug 13, 2005 · Amount on Record |
| Deed Document Number | 200915730 |
| Deed Book / Page | 8757 / 6420 |
| Prior Transfer Date | Oct 31, 2008 |
| Prior Transfer Doc | 0087576407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|---|
| Address | 11 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Document Number | 0095519490 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 9551/9490 |
| Instrument | 2021154227 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Document Number | 0000083358 |
| Book / Page | 009245 / 002152 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 11 HARVARD OVAL FREEHOLD NJ 077285396, FREEHOLD, NJ 07728-5396 |
| Document Number | 0000083358 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 009245/002152 |
| Instrument | 83358 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,206,500 (+6.39%) Land $334,500 Building $872,000 | $1,206,500 (+6.39%) Land $334,500 Building $872,000 | |
| 2025 | $19,301.00 (+6.2%) | $1,134,000 (+24.06%) Land $298,100 Building $835,900 | $1,134,000 (+24.06%) Land $298,100 Building $835,900 |
| 2024 | $18,174.00 (+10.76%) | ||
| 2023 | $914,100 Land $297,400 Building $616,700 | $914,100 Land $297,400 Building $616,700 | |
| 2022 | $16,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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