Monmouth County and Freehold Township property record for 41 Harvard Oval, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,612 sqft · built 2002 |
| Lot Size | 0.448 acres (19,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $427,000 (Nov 2002) |
| Tax Bill | $14,615 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00085-57-00005 |
| Primary APN | 17-00085-57-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Upper Floors Area | 1,352 sqft |
| Basement Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,528 sqft (0.448 acres) |
| Lot Dimensions | 186 ft deep x 105 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 4040138 |
|---|---|
| Street Address | 41 HARVARD OVAL |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-5396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Subdivision | COLLEGE PARK SEC 07 |
| Legal Block | 85.57 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 810505 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCK EMPS FCU |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCK EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2002 · Amount on Record |
| Deed Sale | Nov 25, 2002 · Amount on Record |
| Deed Book / Page | 8166 / 7512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 41 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Document Number | 0000072732 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 HARVARD OVAL FREEHOLD NJ 077285396, FREEHOLD, NJ 07728-5396 |
| Document Number | 0000072732 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 009425/006373 |
| Instrument | 72732 |
| Name | MERCK EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RAHWAY, NJ 07065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 7, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 41 HARVARD OVAL, FREEHOLD, NJ 07728-5396 |
| Document Number | 0000022572 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 HARVARD OVAL FREEHOLD NJ 077285396, FREEHOLD, NJ 07728-5396 |
| Document Number | 0000022572 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 009425/006373 |
| Instrument | 22572 |
| Name | MERCK EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RAHWAY, NJ 07065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 28, 2026 |
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $917,900 (+6.89%) Land $334,500 Building $583,400 | $917,900 (+6.89%) Land $334,500 Building $583,400 | |
| 2025 | $14,615.00 (+6.46%) | $858,700 (+23.41%) Land $298,100 Building $560,600 | $858,700 (+23.41%) Land $298,100 Building $560,600 |
| 2024 | $13,728.00 (+12.54%) | ||
| 2023 | $695,800 Land $297,400 Building $398,400 | $695,800 Land $297,400 Building $398,400 | |
| 2022 | $12,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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