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51 Harvard Oval, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 51 Harvard Oval, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,570 sqft · built 2002
Lot Size0.448 acres (19,528 sqft)
Owner2 Individual Names on Record
Last Sale$530,482 (Sep 2002)
Tax Bill$15,905 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-00085-57-00006

Property Details

APN / Parcel Number

Primary APN17-00085-57-00006
Alternative APNs
  • 1700085005700006
  • 4040139

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,570 sqft Living Area
1st Floor Area2,248 sqft
Upper Floors Area1,562 sqft
Basement Area1,990 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area19,528 sqft (0.448 acres)
Lot Dimensions186 ft deep x 105 ft wide
Garage Area280 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number4040139
Street Address51 HARVARD OVAL
CityFREEHOLD
StateNJ
Zip07728-5396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal SubdivisionCOLLEGE PARK SEC 07
Legal Block85.57
Legal Lot Number6
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group2
Census Block2025
Census Tract810505

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address51 HARVARD OVAL, FREEHOLD, NJ 07728-5396
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2002 · Amount on Record
Deed SaleSep 24, 2002 · Amount on Record
Deed Book / Page8147 / 5291
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address51 HARVARD OVAL, FREEHOLD, NJ 07728-5396
Document Number0000104053
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address51 HARVARD OVAL FREEHOLD NJ 077285396, FREEHOLD, NJ 07728-5396

Mortgage

Document Number0000104053
DateSep 15, 2020
Book Page009440/007742
Instrument104053
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 14, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$976,500 (+4.49%) Land $334,500 Building $642,000$976,500 (+4.49%) Land $334,500 Building $642,000
2025$15,905.00 (+0.44%)$934,500 (+16.29%) Land $298,100 Building $636,400$934,500 (+16.29%) Land $298,100 Building $636,400
2024$15,835.00 (+10.8%)
2023$803,600 Land $297,400 Building $506,200$803,600 Land $297,400 Building $506,200
2022$14,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Optimum
Cable · Fiber in parts of the area		940 / 35

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